WE CU

We CU striving, sacrificing, succeeding. And we're here to help you reach your goals - no matter who you are or what you do.

I Want To Reach My Goals

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We CU Stuck In a High-Interest Loan

It's time to shop around for a better rate!

I Want To Know More

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New Members=$10 Community Donation

1st CCU is donating $10 to local Boys & Girls Clubs on behalf of every new member who joins by March 31st. People helping people, it's the Credit Union Difference!

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Today's Rates

January 12, 2026

*APY=Annual Percentage Yield

New Recreational Loan

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Name	Term	APR as low as*
Auto Loan	72 Months	5.24%
Personal Loan	60 Months	11.40%
Rec Loan	120 Months	7.74%
*APR is Annual Percentage Rate

What's Your Loan Amount?

Name:

Months:
72

APR:
6.75 %

Your monthly payment is only...

$169.92 for 72 months

Annual Meeting

You're invited to the 65th Annual Meeting of 1st Community Credit Union. The purpose of the Annual Meeting is to receive the Annual Report for the fiscal year ending December 31, 2025 and voting to fill three seats on the Board of Directors.

WHEN: Monday, March 30th

WHERE: Sparta American Legion, 1116 Angelo Rd

TIME: Registration and social at 6:00 PM, Business Meeting begins at 6:30 PM

Tax Season Reminders

If you financed a New Vehicle in 2025 that qualifies for the One Big Beautiful Bill Act tax deduction check your year-end account statement to see the amount of interest paid on the loan, or if you paid off the loan please check the statement issued to you for the month of the payoff.

(Consumers should seek advice from a qualifed tax professional to determine if their vehicle loan qualifies for the OBBBA interest deduction)

Reminder: If you are enrolled in eStatements, your 1099 and 1098 Tax Forms will be delivered electronically. Watch your messages within 1st CCU Anywhere.

Please Note: 1099 and 1098 forms are only sent if (1) you've earned $10 or more in dividends for the tax year, (2) you've paid $600 or more in mortgage interest for the tax year.

What Our Members Are Saying

1st CCU has been a life-saver in a number of life circumstances. I know I can rely on them when needed. Thank you.
Nancy - Member since 2007

I have been with 1st CCU since the 1980s and have been really satisfied with the service and quality of the people that work there to take care of the members. Thank you.

Christopher - Member since 1982

Over many years of dealing and working with financial institutions, I have never been so impressed by the professionalism. From the beginning of transitioning my accounts to 1st Community Credit Union it has been nothing but awesome. Anyone looking for a financial institution that treats your with professionalism, integrity and respect, 1st Community is for you. I guarantee you will feel like you are the only member.

Robert - member since 2023

Showed us how to set up an online account, print checks, and learn the ropes of our new financial institution, including which accounts to use to get the best bang for our buck! Really has welcomed us to our new hometown. Outstanding customer service!

Bob - member since 2023

My experience was very pleasant; did not hesitate to answer my questions.

Jonny - member since 2024

Great bank and Great customer support. I called all the Banks in Tomah asking them why I should bank with them? It's simple, they offer more than the rest. This is hands down the best. User friendly. Thank you Luke for helping us with our unique loan questions and solutions.

Albert - member since 2020

WE CU

We CU Stuck In a High-Interest Loan

New Members=$10 Community Donation

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