Recreational Vehicle Loans

You and 1st CCU make a great team, with your dedication to Recreation and our commitment to providing affordable and convenient financing!  Whether you want to hit the waves for family boating fun or hit the road in an RV or 5th wheel, our lending experts are available to assist you with great rates and fast approval. 

Apply today using our convenient online loan application, and we also offer the option to sign loan documents electronically using DocuSign, so you can get your next loan from the comfort of your home!

APPLY NOW (opens in a new window)(opens in a new window)  See Rates   BECOME A MEMBER(opens in a new window)(opens in a new window)  REQUEST MORE INFO

scene with boat and motor home, mountains in background

  • Up to 100% financing for qualified borrowers
  • Terms up to 120 months*
  • Boats – Rates & Terms determined by size & year
  • Travel Trailers and Motorhomes
  • 5th Wheels and Campers
  • UTV's and ATV’s
  • Snowmobiles
  • Scooters
  • Personal Watercraft
  • Refinance an existing recreational loan from a dealer or another financial institution
  • Contact a loan officer for all available terms

rural road with ATV Route sign. $25 donation campaign for UTV loans


Community is our middle name, and for a limited time when you finance a UTV or ATV at 1st CCU we'll help you make a difference in the local community by donating $25 to the ATV/UTV Monroe County Highway Signage Fund on your behalf!
Offer available when you finance a new or used UTV or ATV purchase, or refinance an existing UTV/ATV Loan from another financial institution to 1st Community Credit Union.  MUST PRESENT COUPON AT LOAN APPLICATION TO QUALIFY. 
(Download coupon here or visit our offices in Sparta, West Salem, or Tomah for a coupon. If applying online, type "UTV Donation Coupon" in the comment section of the online loan application).  Contact 1st CCU for full details. Offer ends June 30, 2021.

new ATV payments per thousand chart

Used ATV payments per thousand chart

*APR=Annual Percentage Rate. Rates shown are effective as of April 30, 2021. Rates are subject to change at any time, please contact 1st CCU for all current rates and terms. All loans subject to credit approval. Payment Estimator Tables shown here display some of the rates available to qualifying borrowers based on credit score. Your rate may vary and is based on term, collateral condition and age, creditworthiness and qualifications. Some rates may contain a balloon. This Coupon Offer is subject to restrictions and qualifications. Valid for financing of UTV/ATV Vehicles or for refinancing an existing UTV/ATV Loan from another financial institution to 1st CCU. Not valid for refinancing existing 1st CCU loan. Cannot be combined with other offers or discounts. Coupon expires June 30, 2021. Estimated payment info shown above is per $1,000 borrowed. Some restrictions may apply. See a 1st CCU Loan Officer for full details. Membership eligibility required. Anyone who lives in Monroe, La Crosse, Buffalo, Jackson, Trempealeau, Juneau, Adams, Wood, Clark, Eau Claire, Richland, Sauk, Crawford or Vernon County is eligible for membership. Immediate family members of 1st CCU members are also eligible to join no matter where they live. Federally insured by NCUA. NMLS 411004.

**72, 84, and 120 month terms subject to restrictions and qualifications. See a lender for details.


Give yourself more time to shop around!

  • Get pre-approved before you go shopping and lock in your financing for up to 90 days.  
  • Apply from the comfort of your home by submitting an online loan application (mention UTV Donation Coupon in comment section of online application to qualify for campaign).
  • Call 888-706-1228 to apply by phone, or to apply in person simply stop by one of our offices in Sparta, West Salem, or Tomah during business hours.
  • We can assist you with getting your final loan documents signed electronically, so you don't even need to come to the Credit Union. Ask about the convenience of eSigning!

Free Pre-Approval

Knowing how much you can afford and what terms you can expect eliminates expense and confusion. Stop in before you shop and get a free pre-approval.
Our lending experts are happy to assist you with your financing needs, with answers to your questions, a free pre-qualification, and more:

Leianna Melde, Consumer Loan Officer

Leianna Melde Email(opens in a new window) Apply Now(opens in a new window)

Direct Phone: 608-366-2301
Direct Fax: 608-366-2070

NMLS #1595229 Leianna Rose Melde

Jennifer Ely, Consumer Loan Officer

Jennifer Rickert  Email  Apply Now(opens in a new window)

Direct Phone: 608-366-2039
Direct Fax: 608-366-2062

Brandon Baldwin, Consumer Loan Officer

Brandon Baldwin   Email Brandon   Apply Now

Direct Phone:  608-366-2090
Direct Fax:  608-366-2095

Lucas Fanning, Consumer Loan Officer

Luke Fanning   Email Luke   Apply Now

Direct Phone:  608-377-7737
Direct Fax:  608-377-7749

Loans By Phone

Lindsey Yogmas, Call Center Representative

Lindsey Yogmas  Email Lindsey   Apply Now

Direct Phone: 608-366-2093
Direct Fax: 608-786-1025




Sparta Office: 1000 West Wisconsin Street • Sparta, WI 54656  Call 608-269-8121 or Toll-Free 888-706-1228

West Salem Office: 1410 W. Highway 16 • West Salem, WI 54669  Call 608-786-2420 or Toll-Free 888-706-1228

Tomah Office: 220 Buan Street • Tomah, WI 54660 • Call 608-366-2307 or Toll-Free 888-706-1228

Click To View Office Hours

Equal Housing Opportunity Logo