The Power Of Visa
You deserve a card that’s convenient and uncomplicated. Our 1st CCU Visa Credit Card offers a great rate and no hidden fees, plus you earn points when you use it.
- 9.40% APR
- Convenient Online & Mobile Card Management
- Consolidate all your card balances with a Balance Transfer
- No annual fee, cash advance fee, or balance transfer fee
- Monitor and pay with 1st CCU Anywhere Online and Mobile Banking
Setting Your Credit Card PIN
To CHANGE 4-digit PIN on credit card that's already activated:
- Call 1-888-886-0083
- Answer authentication questions successfully
- Follow the call prompts to change your 4-digit PIN
To ACTIVATE CREDIT CARD AND SELECT 4-digit PIN:
- Call 1-800-631-3197 (inside U.S. & Puerto Rico)
- Call 1-531-262-5350 (outside the U.S.)
- Answer authentication questions successfully
- Card will be activated, then follow call prompts to enter your chosen 4-digit PIN
CU Rewards
Ever wish you could get rewarded for shopping? You can! You’ll earn one Reward Point for every dollar you charge on your 1st CCU credit card. Plus, earn additional points when you shop the CU Mall.**
Redeem Reward Points for merchandise or travel
- Electronics, housewares, games, jewelry, and much more
- Select items from the Rewards Amazon store catalog***
- Airbnb, Hotels.com, UBER, and airline gift cards
Easy To Redeem
Easy-to-redeem Reward Points:
- Log into 1st CCU Anywhere
- Click on your Credit Card account in the dashboard
- Select 'Credit Card' from the option list
- In the Online Credit Card Management website, look for your Rewards Balance on the Account Summary screen. Click the balance to go to the CU Rewards website
Points are redeemed online. Cardholder will need to register their account in the CU Rewards website and must have a valid email address.
Cardholder Service
Assistance when you need it:
Monday-Friday 8am – 5pm
1-888-706-1228
Evenings and Weekends
1-866-820-5786
Report Lost/Stolen Card
PIN Now: Set Credit Card PIN
1-888-886-0083 to change an existing PIN
1-800-631-3197 inside the U.S. to activate card/set up PIN
1-531-262-5350 outside the U.S. to activate card/set up PIN
- Answer authentication questions successfully
- Follow the call prompts for setting 4-digit PIN
Credit Card Disclosures
All loans subject to credit approval. Rate shown is current as of 8/1/2023.
**There is no limit to the amount of points you can earn. Reward Points expire after 5 years. Full details on CU Mall participation is available in the CU Rewards website.
***The Rewards Amazon redemption option is not linked to your personal Amazon or Amazon Prime account.
