Go to main content 1st Community Credit Union Login

Visa Credit Card

Give yourself some credit!


The Power of Visa

The Power Of Visa

You deserve a card that’s convenient and uncomplicated.  Our 1st CCU Visa Credit Card offers a great rate and no hidden fees, plus you earn points when you use it.  

  • 9.40% APR
  • Convenient Online & Mobile Card Management
  • Consolidate all your card balances with a Balance Transfer
  • No annual fee, cash advance fee, or balance transfer fee
  • Monitor and pay with 1st CCU Anywhere Online and Mobile Banking 

Apply Now

Visa Disclosure
Visa Terms & Conditions


woman on the phone while carrying shopping bags

NEW! Choose Your Own Credit Card PIN

1st CCU Visa Credit Card holders are now able to select the 4-digit PIN for your credit card.  

  • Call 1-800-631-3197 if you are inside the U.S.
  • Call 1-531-262-5350 if you are outside the U.S.
  • For security purposes you must answer authentication question successfully
  • Follow the call prompts to enter your chosen 4-digit PIN
  • These same phone numbers can be used to activate a new credit card when you receive it in the mail


CU Rewards

Ever wish you could get rewarded for shopping?  You can!  You’ll earn one Reward Point for every dollar you charge on your 1st CCU credit card. Plus, earn additional points when you shop the CU Mall.**

Redeem Reward Points for merchandise or travel

  • Electronics, housewares, games, jewelry, and much more
  • Select items from the Rewards Amazon store catalog***  
  • Airbnb, Hotels.com, UBER, and airline gift cards

Shop Today

Easy To Redeem

Easy-to-redeem Reward Points:

  1. Log into 1st CCU Anywhere
  2. Click on your Credit Card account in the dashboard
  3. Select 'Credit Card' from the option list
  4. In the Online Credit Card Management website, look for your Rewards Balance on the Account Summary screen. Click the balance to go to the CU Rewards website

Redeem Now

Points are redeemed online. Cardholder will need to register their account in the CU Rewards website and must have a valid email address.

Cardholder Service 

Assistance when you need it:
Monday-Friday 8am – 5pm

Evenings and Weekends

Report Lost/Stolen Card


PIN Now: Set Credit Card PIN

  1-800-631-3197 inside the U.S.

  1-531-262-5350 outside the U.S.


Credit Card Disclosures
All loans subject to credit approval.  Rate shown is current as of 8/1/2023. 
**There is no limit to the amount of points you can earn. Reward Points expire after 5 years. Full details on CU Mall participation is available in the CU Rewards website.
***The Rewards Amazon redemption option is not linked to your personal Amazon or Amazon Prime account.

Go to main navigation
Calculator and car in background

Auto Loan

Learn More

Couple looking at laptop

Personal Loan

See Options

Recreational Vehicle

Recreational Vehicle

Fund Your Fun

Go to main navigation

Join Our Newsletter

* Required Fields
Security Code: