Savings Accounts
Welcome to 1st Community Credit Union - where We CU building your future, balancing it all, and making every decision count. We CU striving, sacrificing, succeeding. Experience local banking that sees you, supports you, and celebrates you. We're here to help you reach your goals, every step of the way.
$10 Donation To Local Boys & Girls Club For Each New Member
When you join 1st CCU you're helping to make a difference in your local community. We are donating $10 to local Boys & Girls Clubs on behalf of each new member who joins 1st CCU2 between January 1-March 31, 2026.
Primary Savings
A Primary Share Savings account is your personal part of 1st CCU.
- All members must have a Primary Share account
- Free online, mobile, and telephone banking
- Your $5.00 opening deposit must remain in your Primary account
You-Name-It Savings
Remember when you were younger and you discovered the thrill of shaking a piggy bank full of coins? We can’t recreate those moments, but we can help you save for a specific goal (vacation, wedding) or put money into an emergency fund. Open a secondary savings account to keep those funds separate from other savings balances.
- Name the account! It’s a helpful reminder that you are working toward a goal
- Transfer funds in 1st CCU Anywhere or in person
- Or set up automatic transfers for even more convenience
- Opening a secondary savings account can be done from the comfort of your home within 1st CCU Anywhere Online or Mobile Banking.
- Log into 1st CCU Anywhere.
- In the menu, click on your name.
- Select 'Add an account'.
- Select 'Open a subshare'.
- Follow the prompts to create the secondary savings account.
- Once the account is opened, click on the account button in the 1st CCU Anywhere dashboard, then select the Settings button. In the upper right corner of the screen click 'RENAME', then assign a nickname to the account.
Ultimate Savings
With a minimum opening deposit of $1000, you’ll earn a higher dividend rate and there are no fees. If your balance falls below the $1000 minimum a reduced dividend will apply.
Share Certificates
Available in a variety of terms and rates, Share Certificates are a great way to save at any age. When you purchase a certificate, your rate is guaranteed for the term you select, with penalties for early withdrawal.
We CU Saving Smarter. Every deposit, every goal - we're here to celebrate your everyday wins and help you build toward something bigger. We have Savings options for all budgets and lifestyles, so you can achieve financial stability. Do something today that your future self will thank you for!
Money Market Account
With our high-yield tiered rate Money Market you’ll earn more and have the ability to write checks.
- Minimum opening deposit of $1000
- You may clear up to 3 checks* per month from this account
*Service charges apply for more than 3 checks per month
Individual Retirement Account
It's never too early to start building your retirement savings. Let us help you start a new IRA, or transfer an existing IRA from any other financial institution.
- Short-term and Long-term from 12-60 months
Christmas Club
The holidays are less stressful when you save for the season all throughout the year!
- Open with as little as $25.00
- Balance of the account is available for withdrawal on November 1
Click here to see our Savings Rates
Disclosures:
Some accounts have minimum opening deposit requirements, minimum balances to receive the posted rate, or early withdrawal penalties. Contact 1st CCU for full details, qualifications, restrictions, funds availability, terms and conditions.
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