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Choose Your Rate

Name Term APR as
low as*
Auto Loan 72 Months 7.75%
Personal Loan 60 Months 11.40%
Rec Loan 120 Months 10.00%
*APR is Annual Percentage Rate

What's Your Loan Amount?

6.75 %

Your monthly payment is only...

$169.92 for 72 months

homeowner starting a lawnmower

Free Lawnmower to 1st-Time Home Buyers

Picture this...The pride you feel as you mow the yard of your 1st home! Buying a home may be easier than you think. When you're ready to ditch the landlord and purchase your own patch of ground, 1st CCU's 1st-Time Homebuyer Program is here to help.

  • Free, no-obligation pre-qualification
  • Expert Lending professionals to answer your questions and guide you through the Home Loan process
  • PLUS, a FREE LAWNMOWER at closing for qualifying first-time home buyers!

Get PreQualified Online Today!

Questions? Get Answers From Our Lenders!


a team of construction small business owners

Checking For Businesses 

Busy small business owners need simple, straightforward Business account options. Easy to open, easy to use, no minimum balance requirements, and more benefits to you. Best of all, we won't charge you the fees you'll see on business accounts at other financials.

Learn More About Business Services




bulletin board with "For Sale" post-it note pinned

Items For Sale

  • 2018 Ram 1500

  • 2021 Indian Scout Motorcycle

  • 2020 Indian Challenger Motorcycle

  • 1998 Fairmont-Windsor Mobile Home

Motorcycles may be seen at our Sparta branch; Ram truck may be seen at our West Salem branch; Mobile home located in Tomah-click the link below to find out how to schedule showing.




What Our Members Are Saying

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Become A Member

Joining is quick and easy. If you’re a fan of great rates and fewer fees, you’ll fit right in!

Join Now


Savings Options For All Ages

You deserve to live a financially successful life. We’ve got Savings solutions for every budget, and tools to help you manage your money.

Learn More

Family making breakfast

Buying Your 1st Home

When you’re ready to buy, our home loan experts are here to help. Plus, qualifying 1st-time home buyers get a free lawnmower at closing!  

Get Prequalified

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