65 Years Strong...and we're just getting started.
We're celebrating throughout October with events and special offers.
Apply. Qualify. Drive.
Let's keep it simple. No hoops, no hurdles, just great rates as low as 3.99% APR* for Auto and Recreational Vehicle Loans.
- No checking account required.
- No direct deposit requirement.
Make Your Move. Save $650.
Buying a home? It's a big milestone! 1st CCU's loan professionals are here to help.
- Answers to your financing questions
- Convenient online loan application
- Personalized service
- Plus we'll take $650 off closing costs for qualifying new mortgage loans.
We're Donating $10 To Local Food Pantries For Every New Member
When you join 1st CCU you're helping to make a difference in your local community. We are donating $10 to local Food Pantries on behalf of each new member who joins 1st CCU1 between October 1, through December 31, 2026.
October is Credit Union Month
We love celebrating the Credit Union Difference. Join us for these special events:
- October 9th: SHS Tailgate Lunch at 1st CCU in Sparta
- October 15th: Celebrating International Credit Union Day and our 65th Anniversary - Stop by for a piece of cake
- October 25th: 1st CCU Day at the Woodsmen Hockey Game
- All Month: Register for a chance to win a $65 Gift Card
Disclosures:
*APR=Annual Percentage Rate. Loans are subject to credit and membership eligibility. Rates effective October 1, 2026 and subject to change without warning. Contact 1st CCU for full details.
1 To be eligible, the new membership savings account must be opened by a qualifying member who does not already have an existing 1st CCU account. To satisfy the requirements of the offer, you must open the new membership account between October 1, 2026 - December 31, 2026. 1st CCU will donate $10 to a local food pantry on behalf of every qualifying new membership account; the organization(s) receiving the donations will be chosen at the discretion of 1st CCU. Contact us for complete details about 1st CCU, our products and services, current rates, and membership qualifications. Federally insured by NCUA. Membership eligibility required: Anyone living or working in the counties of La Crosse, Monroe, Vernon, Crawford, Trempealeau, Jackson, Buffalo, Eau Claire, Clark, Wood, Juneau, Adams, Sauk, and Richland are eligible to join 1st CCU. Immediate family members of existing 1st CCU members are also eligible to join.
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