Current 1st CCU Offers and Special Rates
Make the most of your money with special rates and financing offers for your next big move, everyday needs, and future goals.
Explore our current offers and discover opportunities to save on your next vehicle, earn competitive returns on a CD or IRA, finance holiday expenses, or save on home purchase closing costs. 1st Community Credit Union is here to help you make the most of your money.
Holiday Loan as low as 6.65% APR*
More dough, less worry. Make your list and check it twice - a Holiday Loan offers fast cash for holiday shopping, travel expenses, debt consolidation, and more. Terms from 12-60 months**, no collateral needed, no down payment required. Contact 1st CCU for full details!
*APR=Annual Percentage Rate. Rate subject to change without warning. All loans subject to credit approval. Your rate may vary based on creditworthiness and term. Minimum $1,500 loan amount. Some restrictions may apply. See a loan officer for details. Federally insured by NCUA. Membership eligibility required.
**Subject to qualifications and restrictions.
Savings & IRA Rates as high as 4.50% APY*
New! 11-Month CD & IRA special, plus the deposit rates for other Certificates, IRAs, Jumbo Certificates, and Money Markets have increased.
*APY=Annual Percentage Yield. At maturity the 11-month Share Certificate will auto-renew to a 12-month term. $1,000 minimum opening deposit ($500 for minors). Limited time offer; will end without warning. Rates subject to change at any time. Annual Percentage Yield based on assumption that dividends remain in account until maturity; 90-Day penalty imposed for withdrawals before maturity. Dividend paid at maturity. Contact 1st CCU for qualifications, restrictions, funds availability, terms and conditions.
Apply. Qualify. Drive.
Let's keep it simple. No hoops, no hurdles, just great rates as low as 3.99% APR* for Auto and Recreational Vehicle Loans.
- No checking account required.
- No direct deposit requirement.
Make Your Move. Save $650.
Buying a home? It's a big milestone! 1st CCU's loan professionals are here to help.
- Answers to your financing questions
- Convenient online loan application
- Personalized service
- Plus we'll take $650 off closing costs for qualifying new mortgage loans.
We're Donating $10 To Local Food Pantries For Every New Member
When you join 1st CCU you're helping to make a difference in your local community. We are donating $10 to local Food Pantries on behalf of each new member who joins 1st CCU1 between October 1, through December 31, 2026.
Disclosures:
*APR=Annual Percentage Rate. Loans are subject to credit and membership eligibility. Rates effective October 1, 2026 and subject to change without warning. Contact 1st CCU for full details.
1 To be eligible, the new membership savings account must be opened by a qualifying member who does not already have an existing 1st CCU account. To satisfy the requirements of the offer, you must open the new membership account between October 1, 2026 - December 31, 2026. 1st CCU will donate $10 to a local food pantry on behalf of every qualifying new membership account; the organization(s) receiving the donations will be chosen at the discretion of 1st CCU. Contact us for complete details about 1st CCU, our products and services, current rates, and membership qualifications. Federally insured by NCUA. Membership eligibility required: Anyone living or working in the counties of La Crosse, Monroe, Vernon, Crawford, Trempealeau, Jackson, Buffalo, Eau Claire, Clark, Wood, Juneau, Adams, Sauk, and Richland are eligible to join 1st CCU. Immediate family members of existing 1st CCU members are also eligible to join.
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