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*APR=Annual Percentage Rate. Rates shown above are effective as of September 30, 2024 and represent the lowest available rate; YOUR RATE MAY VARY BASED ON ONE OR MORE OF THE FOLLOWING:  CREDIT RATING, AGE AND/OR VALUE OF COLLATERAL, AND TERM OF THE LOAN.  Rates are subject to change without notice. All loans are subject to credit approval. Some restrictions apply. Up to 100% financing available to qualified borrowers. Contact 1st CCU for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Jackson, Trempealeau, Vernon, Juneau, Adams, Wood, Clark, Eau Claire, Richland, Sauk, Buffalo or Crawford county is eligible for membership in 1st Community Credit Union. You can apply for membership and the loan in the same day. 

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PACKERS GAME GETAWAY SWEEPSTAKES – OFFICIAL RULES

ELIGIBILITY: No purchase necessary. Open only to individuals who are legal residents of Wisconsin. Entrants must be at least eighteen (18) years old at the time of entry. 1st CCU Employees, Board Members, and their immediate family (spouse, parents, siblings and children) and household members of each such employee, are not eligible. You do not need to be a member of 1st Community Credit Union to enter or win, however if you are a 1st CCU member your account must be in good standing. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations and is void where prohibited. Participation constitutes an Entrant's full and unconditional agreement to these Official Rules and Sponsor's decisions, which are final and binding in all matters related to the Sweepstakes. Void where prohibited or restricted by law. 
SPONSOR: 1st Community Credit Union, PO Box 167, Sparta, WI  54656.
SWEEPSTAKES PERIOD: The Sweepstakes entry period begins on October 1, 2024 at 8:30 a.m. Central Daylight Time (“CDT”) and ends on October 31, 2024 at 5:30 p.m. CDT.
HOW TO ENTER:  To enter, visit a 1st Community Credit Union branch office in Sparta, West Salem, or Tomah to register for a chance to win. You must come inside the 1st CCU office to enter. Entries must be received during the Sweepstakes Period to be entered into the Sweepstakes. Only one entry per entrant will be permitted. Entries will not be accepted through the drive-up or the night drop and you may not mail an entry.  No copies, computer generated, mechanically reproduced, illegible, or incomplete entries will be accepted. Entrant is responsible for keeping Sponsor advised of any change of your email, mailing address, or telephone number. All entries will become the property of the Sponsor and will not be returned. Sponsor is not responsible for lost, late, illegible, misdirected, mutilated, or incomplete entries. Information collected from all entrants is subject to Sponsor’s Privacy Policy (Privacy Policy is available at 1stccu.com). By participating in the Sweepstakes, you hereby agree to Sponsor’s collection and usage of your personal information (if any) and acknowledge that you have read and accepted Sponsor’s privacy policy.
DRAWING: A total of one (1) prize will be awarded. One (1) individual prize winner will be selected from the total number of valid entries received. The winner will be selected on or around November 4, 2024 via random drawing after the Sweepstakes entry period from among all eligible Entries received by Sponsor, whose decisions are final and binding in all matters relating to this Sweepstakes. The Prize Winners will be notified of his/her selection by telephone: (a) The telephone call will be made during business hours. (b) If 1st CCU is not able to reach winner via phone, an email will be sent. Winner will need to contact 1st CCU within seven (7) days of notification to claim the Prize. Winner should be prepared to provide Photo ID when claiming Prize. If winner does not contact 1st CCU to claim the Prize within seven days of notification, the Prize shall be deemed refused and a new winner will be randomly chosen. Odds of winning will be determined by the total number of valid entries received.
PRIZE: Winner will receive an Event USA Tundra Lodge Package for two (2) to the Green Bay Packers vs. Chicago Bears game at Lambeau Field. The game day is to be determined by the NFL; it will be either Saturday, January 4th or Sunday, January 5th, 2025. Package includes: 2 High End-Zone Game Tickets, 2 Nights Accommodations at Tundra Lodge (located at 865 Lombardi Ave, Green Bay), Traditional Tailgate Party Admission, Event USA Souvenir, Game Day Transfers, Staffed Hospitality Desk, and Waterpark Passes (waterpark hours are subject to change per hotel discretion). Game tickets will be delivered electronically. Approximate Retail Value ("ARV") of the Prize is $1466. All other expenses and costs not expressly listed in package above, including, but not limited to, federal, state, and local taxes, tips, entertainment, transfers, and transportation to and from Green Bay, WI are the Winner's sole responsibility. Winner will be issued a 1099 for tax purposes. By entering your name in the drawing, you agree to be subject to these terms and conditions. Tickets will be purchased by 1st Community Credit Union and delivered electronically to the winner. Winner’s name will be given to Event USA; Winner may be asked to provide Photo ID when presenting the electronic tickets in Green Bay.
The Event USA Tundra Lodge Package is a product of Event USA. Tundra Lodge Package includes one double occupancy room (2 beds) for 2 nights. Excludes Meals, Room Service, and Other Incidentals. Winner must provide the hotel with a credit card for incidentals. In the event the hotel scheduled to be used for your package is unavailable for any reason, Event USA reserves the right to substitute another hotel. If the seating arrangement included in the Tundra Lodge Package is unavailable, Event USA reserves the right to substitute a different one. Event USA strives for accuracy in all item descriptions and other product-related information referencing the Tundra Lodge Package on their Web site. However, due to human error and other determinates they cannot guarantee that all descriptions, photographs, and any other related information listed is entirely accurate, complete or current, nor can they assume responsibility for these errors. 1st Community Credit Union is not responsible for the accuracy of the descriptions of prize features. Sponsor will not replace any lost or stolen tickets. No refund or compensation will be made in the event of the cancellation or delay of the game. In the unusual circumstance that the game is postponed or the date or time or venue changed, Event USA cannot be responsible, nor can they issue refunds or accept cancellations. While this is rare, it sometimes happens with the "NFL Flexible Schedule" policy. Event USA will try to fulfill their obligation to include all elements of the package, at adjusted times, even if a game time changes. As the Winner you are responsible to safeguard your tickets, once received. They cannot be replaced if lost, stolen or destroyed. There will be no exceptions. Sponsor reserves the right to substitute a prize (or portion thereof) with one of comparable or greater value, at their sole discretion. Winners are responsible for the payment of taxes on a prize and for any other costs and expenses not specifically described above which are associated with the acceptance and use of prize.
YOU AGREE TO BE BOUND BY ALL CONDITIONS SET FORTH BY LAMBEAU FIELD STADIUM: (i.e. Lambeau Field rules prohibiting bringing in food and beverage, using video cameras, etc). You acknowledge that all game attendees, regardless of age (including infants), must have a game ticket or will not be permitted into the stadium.
RELEASE / INDEMNIFICATION: By participating in the Sweepstakes, Entrant agrees to release, discharge, indemnify and hold harmless Sponsor and each of its respective affiliates, subsidiaries, officers, directors, employees, representatives and agents (collectively, the “Released Parties”) from and against any claims made by Entrant or any other third parties related in any way to the operation of the Sweepstakes, as well as any other claims, damages or liability due to any injuries, damages or losses (whether alleged, threatened, or actual) to any person (including death) or property of any kind resulting in whole or in part, directly or indirectly, from acceptance, possession, misuse or use of any Prize or participation in any Sweepstakes-related activity or participation in the Sweepstakes.
ADDITIONAL PROVISIONS: Prior to receipt of their prize, the prizewinner will be required to sign an affidavit of eligibility and publicity release which grants 1st CCU permission to publish his/her name, photograph, voice, likeness and/or image for promotional purposes in any media without further payment or consideration. 
PUBLICITY: Except where prohibited, participation in the Sweepstakes constitutes the consent of each Entrant to Sponsor’s and its agents’ use of Entrant’s name, photograph, voice, likeness and/or image for promotional purposes in any media without further payment or consideration.
GENERAL CONDITIONS: Sponsor reserves the right to cancel, suspend and/or modify the Sweepstakes, or any part of it, if any fraud, technical failures, human error or any other factor impairs the integrity or proper functioning of the Sweepstakes, as determined by Sponsor in its sole discretion. Sponsor reserves the right, in its sole discretion, to disqualify any individual it finds to be tampering with the Entry process or the operation of the Program or to be acting in violation of the Official Rules of this or any other promotion or in an unsportsmanlike or disruptive manner. Any attempt by any person to deliberately undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil law, and, should such an attempt be made, Sponsor reserves the right to seek damages from any such person to the fullest extent permitted by law. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision.
LIMITATIONS OF LIABILITY: The Released Parties are not responsible for any problems that may arise, including but not limited to: (a) Entries that are late, lost, illegible, mechanically reproduced, contain false information, damaged, misdirected, garbled or incomplete, altered or otherwise irregular, that have been submitted using robotic, programmed, script or any other automated means, or illicit means, or do not conform with or satisfy any or all of the conditions set out in the Official Rules, as determined by Sponsor in its sole and absolute discretion; (b) communications failed, jumbled, scrambled, delayed, or misdirected computer, telephone or cable transmissions or hardware or software malfunctions, failures or difficulties; (c) for any other errors of any kind, omissions, incorrect or inaccurate information relating to or in connection with the any Sweepstakes-related materials or the Sweepstakes, whether human, mechanical, clerical, electronic, or technical in nature; (d) the incorrect or inaccurate capture of information, or the failure to capture any information in connection with the Sweepstakes; or (e) any injury or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from Entrant’s participation in the Sweepstakes or receipt or use or misuse of any Prize. If the Sweepstakes, or any part of it, is discontinued for any reason, Sponsor, in its sole discretion, may elect to choose a Prize Winner by judging all eligible Entries received up to the date of discontinuance for the prize offered herein.
GOVERNING LAW/DISPUTES: This Sweepstakes is governed by the laws of the United States and the State of Wisconsin. As a condition of participating in this Sweepstakes, each Entrant agrees, to the extent permitted by law, that any and all disputes which cannot be resolved between the parties, and causes of action arising out of or in connection with this Sweepstakes, will be resolved individually, without resort to any form of class action, exclusively before a court located in the State of Wisconsin. FURTHER, IN ANY DISPUTE, UNDER NO CIRCUMSTANCES WILL YOU BE PERMITTED TO OBTAIN AWARDS FOR, AND YOU HEREBY WAIVE ALL RIGHTS TO CLAIM, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES, INCLUDING ATTORNEYS’ FEES, OTHER THAN YOUR ACTUAL OUT-OF-POCKET EXPENSES (E.G. COSTS ASSOCIATED WITH ENTERING). YOU FURTHER WAIVE ALL RIGHTS TO HAVE DAMAGES MULTIPLIED OR INCREASED. ANY ATTEMPT BY AN individual, whether or not an ENTRANT, TO DELIBERATELY interfere with the OPERATION OF THE SWEEPSTAKES, IS A VIOLATION OF CRIMINAL AND CIVIL LAWS and THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES and diligently pursue all remedies against ANY SUCH individual TO THE FULLEST EXTENT PERMITTED BY LAW.  
WINNERS LIST: To obtain a winners list by mail, send a self-addressed stamped envelope to: 1st Community Credit Union, ATTN: Marketing, PO Box 167, Sparta, WI  54656. Requests must be received no later than November 15, 2024.
GREEN BAY PACKERS: This Sweepstakes is in no way sponsored, endorsed or administered by, or associated with, the Green Bay Packers.