Your truck should be tough...the financing should be easy
Winter is on its way, get a quality 4-wheel drive with a quality rate. 1st CCU's auto loan rates were recently lowered, giving you the opportunity to save money over the life of your loan.
- Convenient application
- Fast approval
- Great rates and terms
Fast & Easy To Apply
More convenience, less hassle. What's not to love?
Apply within 1st CCU Anywhere for an even faster loan application experience. Log in, tap 'Apply for a loan', and many of the loan application fields pre-fill with your information. Verify the info, complete the remaining fields, and submit the application. Fast and easy!
Friendly, Local Lenders
When you need a loan, finding the right lender can make all the difference. You can't go wrong with 1st CCU's amazing team of Loan Officers. Contact them if you have questions about financing! Email general@1stccu.com or call 888-706-1228.
Loan Type | 24 Mo APR | 36 Mo APR | 48 Mo APR | 60 Mo APR | 72 Mo APR** | 84 Mo APR** |
---|---|---|---|---|---|---|
We've lowered rates again! 2024 (new) - 2025 (<15,000 miles) |
5.24% | 5.39% | 5.54% | 5.69% | 5.99% | 6.24% |
Used 2020-2024 Vehicles - New lower rates |
5.49% | 5.64% | 5.79% | 5.94% | 6.24% | --- |
Used 2014-2019 Vehicle
|
6.24% | 6.39% | 6.54% | 6.69% | --- | --- |
Older Vehicles |
9.90% | 10.15% | 10.65% | 11.40% | --- | --- |
Older vehicle loans not eligible for discounts; minimum loan amount $1,000 | ||||||
*APR=Annual Percentage Rate. Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, model year, term, amount financed, and your credit history. Rates are subject to change at any time. All loans are subject to credit approval. Restrictions may apply. Contact a loan officer for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. **Some restrictions apply for terms that are 72 months and higher. See a loan officer for qualifications. |