Scam Alert: Social Media ads that link to spoof shopping sites
$20 name-brand shoes? NO, it's a scam. The most popular social media shopping scam this holiday season is advertising brand-name products at unbelievably low prices through deceptive ads which lead to fake websites which steal your credit or debit card number and other information when you try to take advantage of their fake 'deal'. You don't get the item (or they ship you a cheap knock-off) and your card account is compromised and in jeopardy of additional fraudulent charges. Don't become a victim!
- With the surge in scammers using AI, the fake ads look real, but don't be fooled into clicking the links in the ad. When shopping online, research and visit the store's legitimate website URL.
- Be skeptical of prices that are too good to be true.
- Avoid pressure tactics. Stop and Think. Ask yourself, could this be a scam?
- Friendly reminder: Never give out unnecessary information such as bank account number, PIN, or one-time access codes.
Did you know? Members who use eServices detect potential fraud twice as fast as those who don't. Protect yourself from fraud....it's easier (and more important) than ever before!
Go Digital with Confidence and stay a step ahead of the fraudsters. Your online tools at 1st Community Credit Union make it safer and easier to manage your money - anywhere, anytime, on any device. Each feature helps you monitor your finances, spot suspicious activity early, and reduce exposure to fraud. We have tools that help protect you:

Online Bill Pay
- Pay businesses and people directly through your secure online account. YOUR ACCOUNT NUMBER STAYS PRIVATE - it's never shared with the payee.
- No more mailing paper checks, which can be stolen or altered.
- Saves time, stamps, and hassle of writing paper checks.
- Enroll in Bill Pay within 1st CCU Anywhere online and mobile banking.
- Bill Pay Guide to setting up payees and more
- INTERACTIVE BILL PAY DEMO

1st CCU Anywhere Online and Mobile Banking
- View balances and transactions in real time.
- Quickly spot unauthorized activity and take action quickly.
- Card Control lets you instantly lock your debit or credit card by turning card access OFF and ON.
- Manage all your accounts in one secure location.
- Monitor your money at home or on the go.
- More About 1st CCU Anywhere

Transaction Notifications
Catch suspicious activity right away. Quick notification of activity in your account gives you time to take action.
- 1st CCU Anywhere eAlerts are also free. They are easy to set up, and sent to your email or mobile phone.
- Visa Purchase Alerts are a free service powered by Visa. Register your 1st CCU Visa card and set preferred triggers through the official Visa Alerts website.
- Automated Fraud Alerts are specific to your Credit and Debit card transactions and sent by our card processor when a suspicious transaction is detected.

More eServices
- eStatements are more secure than paper statements, as they are archived within online and mobile banking so they won't be sitting in your mailbox, vulnerable to theft.
- External Transfers allow you to transfer funds from or to your accounts at other financial institutions without the need to send a paper check.
- Online Credit Card Management is an easy way to monitor your Credit Card balance and transaction activity, so you can spot suspicious transactions quickly.
- Get answers to frequently asked questions about eServices
NEED HELP GETTING STARTED? VISIT ANY BRANCH OR GIVE US A CALL, WE'RE HERE TO HELP YOU!
Additional reminders:
Never share your login credentials. NOBODY needs to know your user name and password.
Use unique, complex passwords for your accounts.
Keep your contact information updated so 1st CCU can reach you quickly if we need to notify you of unusual activity.
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