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Business Loans

Loans To Help Your Business Thrive

1st CCU is proud to be your local lender for Commercial and Agricultural loans. Tell us your goals! We'll find the products, services, and loan options that fit all of your needs. We’re experts at what WE do, so you can focus on being an expert at what YOU do.  

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Benefits To You

  • Flexible terms and amortizations
  • Affordable rates
  • Low fees
  • Easily convert Construction Loan to permanent loan upon completion
  • No penalty for paying off loan early
  • Convenient access to funds

Business Services

  • Commercial & Rental Real Estate
  • Commercial Construction
  • New or Used Commercial Equipment
  • New or Used Commercial Vehicles
  • Secured or Unsecured Single-Pay Loans
  • Secured or Unsecured Lines Of Credit

Agriculture Loans

  • Ag Real Estate & Construction
  • New & Used Ag Equipment
  • New & Used Ag Vehicles
  • Livestock Loans
  • Secured or Unsecured Loans and Lines Of Credit
  • Crop and Input Loans

Commercial/Agricultural Loans As Low As*
Effective Date: 9/22/2023
Loan TypeRate

Commercial & Ag

Vehicles/Equipment - NEW

Loans $50,000+  =  As low as 7.00% APR
Loans under $50,000  =  As low as 7.50% APR
Commercial & Ag
Vehicles/Equipment - USED
Loans $50,000+ = As low as 7.75% APR
Loans under $50,000 = As low as 8.25% APR
Commercial/Ag Unsecured Contact 1st CCU for current rates
Line Of Credit - Equipment As low as 9.50% APR
Line Of Credit - Unsecured As low as 13.25% APR
Commercial/Ag Real Estate Contact 1st CCU for current rates
*Rates posted here are the lowest available to qualified borrowers. Your rate may be higher and will be determined by the loan type, term, amount financed, and your credit history. Rates are subject to change at any time. 20% down payment is required for secured Commercial and Ag Loans. You may be asked to provide 2 years of Tax Returns and a Year-To-Date Income Statement. All loans are subject to credit approval. Restrictions may apply. Contact 1st CCU for full details. Membership eligibility required: Anyone who lives or works in Monroe, La Crosse, Buffalo, Trempealeau, Jackson, Eau Claire, Clark, Wood, Adams, Juneau, Sauk, Richland, Crawford, or Vernon County is eligible to join 1st CCU. NMLS 411004.

Please feel free to call 888-706-1228 or email general@1stccu.com to set an appointment to meet. 
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