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illustrated woman at a computer, smiling and holding a thumb upYou have a right to receive free Credit Reports

The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies - Equifax, Experian, and TransUnion - to provide you with a free copy of your credit report, at your request, once every 12 months. 

To request a free Credit Report from one of the three consumer reporting companies go to, the only website authorized by the Federal Trade Commission for the free annual credit report consumers are entitled to under the law.

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Financial Aid

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FAFSA - Free Application For Federal Student Aid

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Practical Money Skills For Life

Identity Theft

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direct deposit of your tax refund

Important Information For Direct Deposit

When setting up direct deposit, it is CRITICAL that you give your account number using the correct format because an incorrect account number may cause your deposit to be delayed or returned.

For checking account direct deposits or automatic withdrawals please refer to the MICR number located on the bottom of your checks (in the middle). Our routing number is 275981909.

Please feel free to contact 1st Community Credit Union for assistance - we would be happy to confirm the account number to insure that you are using the correct format.