Santa hands holding a year-end wish list

Your Year End Goals? Wrapped Up and Approved.

Finish the year strong by setting yourself up for success in the new year.

I Want To Finish Strong

two female hands holding a gift-wrapped box

The Gift Of Convenience

Large purchases, re-fi, funding a business, or consolidating debt. Our online loan applications are fast and easy!

Apply In Minutes

woman using smart phone to pay for purchase

Peace of Mind for your Wallet

Digital Wallet is your go-to for safer everyday payments. Tap. Pay. Go...knowing that your card details are safely encrypted. Try it today!

Less Stress with Digital Wallet

Today's Rates

December 19, 2025

*APY=Annual Percentage Yield

New Recreational Loan

Estimate My Payment

Choose Your Rate

Name	Term	APR as low as*
Auto Loan	72 Months	5.24%
Personal Loan	60 Months	11.40%
Rec Loan	120 Months	7.74%
*APR is Annual Percentage Rate

What's Your Loan Amount?

Name:

Months:
72

APR:
6.75 %

Your monthly payment is only...

$169.92 for 72 months

Grand Re-Opening

January 5th - 9th, 2026 is our Grand Re-opening week to celebrate the completion of our Sparta Remodel. Stop in!

Ribbon Cutting on Wednesday, January 7th at 10:00 AM with the Sparta Chamber

Free Seminars - Open to the public, please pre-register:

We CU Building Credit: Smart Steps to Strong Credit
Presented by Luke Fanning
Tuesday, January 6th at 2:00 PM Pre-Register for Credit Seminar
We CU Staying One Step Ahead: Digital Security and Fraud Awareness
Presented by the 1st CCU Fraud Team
Thursday, January 8th at 10:00 AM Pre-Register for Fraud Seminar
We CU Thriving: Budgeting Basics to Boost Your Financial Future
Presented by Wendy Swanson and Jim Farone
Thursday, January 8th at 2:00 PM Pre-Register for Budgeting Seminar

What Our Members Are Saying

1st CCU has been a life-saver in a number of life circumstances. I know I can rely on them when needed. Thank you.
Nancy - Member since 2007

I have been with 1st CCU since the 1980s and have been really satisfied with the service and quality of the people that work there to take care of the members. Thank you.

Christopher - Member since 1982

Over many years of dealing and working with financial institutions, I have never been so impressed by the professionalism. From the beginning of transitioning my accounts to 1st Community Credit Union it has been nothing but awesome. Anyone looking for a financial institution that treats your with professionalism, integrity and respect, 1st Community is for you. I guarantee you will feel like you are the only member.

Robert - member since 2023

Showed us how to set up an online account, print checks, and learn the ropes of our new financial institution, including which accounts to use to get the best bang for our buck! Really has welcomed us to our new hometown. Outstanding customer service!

Bob - member since 2023

My experience was very pleasant; did not hesitate to answer my questions.

Jonny - member since 2024

Great bank and Great customer support. I called all the Banks in Tomah asking them why I should bank with them? It's simple, they offer more than the rest. This is hands down the best. User friendly. Thank you Luke for helping us with our unique loan questions and solutions.

Albert - member since 2020

Your Year End Goals? Wrapped Up and Approved.

The Gift Of Convenience

Peace of Mind for your Wallet

Explore Our
Products & Services

Today's Rates