Oh My Gourd,

Look at those Savings Rates!!

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New Members=$25 Community Donation

1st CCU is donating $25 to local Cancer Support on behalf of every new member who joins in October. People helping people, it's the Credit Union Difference!

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Get your Woodsmen Card today!

1st CCU is the official Credit Union of Woodsmen Hockey.

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$JackO\'Lantern in dark room with glowing surprised face$

Loans So Fast, It's Scary!

Shockingly easy to apply. Scary fast loan decisions. And our great rates mean payments won't give you nightmares.

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Today's Rates

October 28, 2025

*APY=Annual Percentage Yield

New Recreational Loan

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Name	Term	APR as low as*
Auto Loan	72 Months	5.74%
Personal Loan	60 Months	11.40%
Rec Loan	120 Months	8.24%
*APR is Annual Percentage Rate

What's Your Loan Amount?

Name:

Months:
72

APR:
6.75 %

Your monthly payment is only...

$169.92 for 72 months

Pardon Our Dust

Here's what you need to know about Sparta's Remodel:

Teller Line will be temporarily relocated (down the hall) while the Lobby is remodeled. Please follow directional signs when entering the lobby doors.

Drive-Up is open. Please be patient, observe signage, and speak clearly into the speakers as Tellers will be working amid construction noise.

Safe Deposit Box access may be temporarily limited. Please call in advance to ask about access.

Our eServices & Call Center are also available to assist you.

Home Loans Built For You

We have mortgage loan options for all life stages, and our lending experts will guide you through the process from pre-qualification to the final closing.

VA Loans and Rural Development Loans

Fixed-Rate terms up to 30 years

Construction Loans, Lot & Land Loans

Refi loan options

Free lawnmower to qualifying 1st-Time Home Buyers!

What Our Members Are Saying

1st CCU has been a life-saver in a number of life circumstances. I know I can rely on them when needed. Thank you.
Nancy - Member since 2007

I have been with 1st CCU since the 1980s and have been really satisfied with the service and quality of the people that work there to take care of the members. Thank you.

Christopher - Member since 1982

Over many years of dealing and working with financial institutions, I have never been so impressed by the professionalism. From the beginning of transitioning my accounts to 1st Community Credit Union it has been nothing but awesome. Anyone looking for a financial institution that treats your with professionalism, integrity and respect, 1st Community is for you. I guarantee you will feel like you are the only member.

Robert - member since 2023

Showed us how to set up an online account, print checks, and learn the ropes of our new financial institution, including which accounts to use to get the best bang for our buck! Really has welcomed us to our new hometown. Outstanding customer service!

Bob - member since 2023

Brittany is fantastic to work with, she made me feel at home. Luke is superb at his job, he helped me build my credit score. Angie is phenomenal to work with. Faith in customer service helps to make my life better. I would suggest to anyone looking to build their credit, or apply for loans, to check out 1st Community Credit Union. We really are part of a family here.

Donald - member since 2022

My experience was very pleasant; did not hesitate to answer my questions.

Jonny - member since 2024

"Lauren Tiggelaar was amazing! She helped me through everything and it was easy as cake. Highly recommend her!"

Kobe - member since 2023

Great bank and Great customer support. I called all the Banks in Tomah asking them why I should bank with them? It's simple, they offer more than the rest. This is hands down the best. User friendly. Thank you Luke for helping us with our unique loan questions and solutions.

Albert - member since 2020

I recently completed a refinance on my home with Brittany at 1st CCU. Brittany made the process easy and very timely. She was very informative throughout the process! I definitely recommend Brittany for all your home mortgage needs!

Matt - Member since 2021

Oh My Gourd,

See All Deposit Rates

New Members=$25 Community Donation

Get your Woodsmen Card today!

1st CCU is the official Credit Union of Woodsmen Hockey.

Loans So Fast, It's Scary!

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