Equifax recently announced a cyber security incident involving a data breach of confidential information. A website has been established to provide information, including a simple way to check if your information is part of the breach by entering your name and last six digits of your social security number.
In addition to the guidance provided by Equifax on their website, remember these tips:
- Review your account statement regularly to look for suspicious transactions
- Periodically review your credit reports to make sure someone hasn't obtained credit in your name
- Take action immediately if there is suspicious activity on your account(s)
- Pay attention to notices from your retailer or your financial institution about a security breach
- Be wary of phone calls, texts and emails from unknown sources which make claims about the status of your accounts
- The FTC provides additional resources and information for consumers
Your rights to your free annual credit reports Go There Now
Federal law requires each of the three nationwide consumer credit reporting companies - Equifax, Experian and TransUnion - to give you a free credit report every 12 months if you ask for it. They also make it easy to accomplish many credit-related tasks right from your computer. Order your free credit report online from annualcreditreport.com or call 877-322-8228. Annualcreditreport.com is the only official website explicitly directed by Federal law to provide free credit reports to consumers.
DID YOU KNOW... you can get your name removed from lists for unsolicited insurance and pre-approved credit offers by calling 1-888-5OPTOUT (1-888-567-8688)
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