What Is A Credit Union?
Credit Unions are not-for-profit financial institutions dedicated to serving the financial needs of their member/owners. When you open a Share Account in a credit union you become a member/owner, and each credit union member has equal ownership and one vote. Members annually elect the Board of Directors, volunteers from the membership who work along with the credit union staff to conduct the business of the credit union. Credit Union members must share a common bond: At 1st Community Credit Union our members live or work within our 14-county field of membership or they are related to a 1st CCU member. Credit Unions typically offer higher rates on savings, fewer fees, and lower rates on loans.
3 Million Members Strong
More Wisconsinites than ever - Over 3 Million! - are turning to Wisconsin's credit unions to be their financial partner.
It's easy to see why...Since the first credit union was chartered in Wisconsin more than 100 years ago, credit unions have been an essential component of Wisconsin's local economies - providing REAL Solutions to the problems faced by members and the communities those members live and work in. While not mandated to do so, credit unions offer REAL Solutions because being member-owned allows them to put member needs first and go where other financial institutions can't or won't.
That makes credit unions different: They put people before profit and provide solutions that benefit members, nearby schools, small businesses and community organizations.
We're proud of what we've accomplished and we're proud to be home to the Movement's international and national trade associations, mutual insurer, national charitable foundation and independent think tank.
Whether it's facing the financial challenges of today or planning for tomorrow, credit unions will continue to evolve to meet the needs of their members and support Wisconsin's working families and communities.
President & CEO, Wisconsin Credit Union League
The financial success you need, the people you trust. Credit Unions do the right thing for the right reasons... we're putting people first and striving to make a positive difference in the lives of our members.
1st CCU wants to be your trusted resource, providing the products, services, and tool you can use to pursue your dreams and achieve a brighter financial future.
Every member and every community we serve is important to the success of 1st Community Credit Union.
Here are some examples of 1st CCU's Community Involvement in 2021:
Here are some examples of 1st CCU's Community Involvement in 2020:
- In the Sparta branch we donated $1400 to the Monroe County Animal Shelter, $825 to SACS, and $775 to Sojourners Journey
- In the West Salem branch we donated $1100 to the Rod & Gun Club Youth Activities fund, $1050 to WS Park and Rec, and $850 to the Care and Share Food Pantry
- In the Tomah branch we donated $1350 to Chasing Daylight Animal Shelter, $900 to Families First, and $750 to Faith in Action
1st Community Credit Union, in partnership with the Federal Home Loan Bank of Chicago, awarded a $20,000 grant which was split between the Boys & Girls Clubs in Sparta, West Salem, and Tomah. The Sparta Boys & Girls Club received $7,000 and the Tomah and West Salem Boys & Girls Clubs each received $6,500. The grants were made possible by the COVID-19 Relief Program established by the FHLBank of Chicago to assist member institutions with responding to the needs of non-profit organizations during the COVID-19 pandemic.
- Aaron Honish is graduating from Tomah High School. Aaron is a Student Teller in our Tomah Branch.
- Wyndsor Goodenough is graduating from West Salem High School. Wyndsor is a Student Teller in our West Salem branch.
- Evan Goff is graduating from Sparta High School. Evan is a Student Teller in our Sparta branch and our SHS Student Branch.
- Nate Hellman is graduating from Sparta High School. Nate is also a Student Teller in our Sparta and SHS Student Branch.
- Josh Hauser is graduating from West Salem High School. Congratulations Josh!
- Jenna Kroeger is graduating from Sparta High School. Congratulations Jenna!
Examples Of 1st CCU's Community Involvement in 2019:
Examples Of 1st CCU's Community Involvement in 2018:
1st CCU donated a utility trailer, complete with full signage, to the Bangor High School FFA Chapter. The trailer is being used in many ways, including tool storage at the community garden in West Salem, transportation of tools and equipment for the Food for America event each Spring, hauling materials to various FFA conferences and student fair projects in July.
1st Community Credit Union made a $10,000 donation towards the new the West Salem Boys and Girls Club facility at West Salem Middle School. Pictured L-R, Chris Krueger, 1st CCU WS Branch Manager, Eric Hesselberg, 1st CCU Board Chairman, Don & Cheryl Brenengen, Campaign Co-Chairs, Britton Slowey BGC Site Director and Mike Desmond Senior Director of Development with the Boys & Girls Club.
The facility that is used for the Boys & Girls Club of Sparta's annual "House of Shadows" needed some repair recently. 1st Community Credit Union stepped in with a $5,000 donation to cover the costs. 2018 is the 20th anniversary of the "House of Shadows", which is a major fundraiser for the club. Pictured holding the check are Jennifer Simunich, BGC Executive Director, and 1st CCU, VP of Finance Wendy Swanson along with a great group of kids from the club.
1st Community Credit Union answered the call for the COW97 Coulee Region Strong Flood Relief Fundraiser by donating $2,000. Pictured L-R Diana Mack, VP of Operations; Brad Bauges, President; Wendy Swanson, VP of Finance; Sandy Anderson, HR Director; and Willie Hoffman from COW97.
Federally insured by NCUA. Membership eligibility required. Anyone who lives or works in the counties of Monroe, La Crosse, Jackson, Trempealeau, Vernon, Juneau, Adams, Wood, Clark, Eau Claire, Richland, Sauk, Buffalo, and Crawford is eligible to become a member of 1st Community Credit Union. Immediate family members of existing 1st CCU members are also eligible to join, no matter where they live, including spouses, children and step-children, parents and step-parents, and siblings.