Mobile App

online banking and mobile app screens. 1st CCU will be upgrading online banking and mobile app in 2022.

Manage your accounts conveniently! With our Mobile App you can check your account balances, transfer funds, and pay your bills. Qualifying accountholders* may also deposit checks via the app.

Download the app to your smart phone or tablet using the appropriate link at right, or search 1st CCU Mobile Banking in your app store.

Google Play logo. Click to download our app from Google Play.

The App Store logo. Click to download our mobile app from the App Store.

  • The mobile app offers the ability to see Quick Balances without logging in, or log in to view transaction history, pay bills, transfer funds, send Secure Messages to 1st CCU, send Travel Notifications for putting travel notes on your Debit Card, and fingerprint login (available on enabled-phones only).
  • The app displays all of your cross-accounts and allows you to transfer to your cross-accounts.
  • Members may change their password within the Mobile App.
  • As of April 2018 members no longer need to create an online banking profile before they download the Mobile App. Please note - while the Mobile App is a convenient way to perform fast, convenient transactions and access account, an Online Banking profile will still be needed if you want to access e-Statements and e-Tax documents.
  • Troubleshooting: A recent update fixed an issue affecting Android devices that have the operating system 8.0 Oreo. However, mobile app users who don't completely close out of the 1st CCU mobile app aren't receiving the necessary update to the app. If you are experiencing problems, please try completely closing out the app and possibly restarting your phone. We also recommend clearing the app's cache and data by going to Settings and Apps & Notifications, tapping App info and tap on app. Select the Storage tab, tap Clear Cache to clear the app's cache and Clear Data to clear the data.
*Some restrictions apply for Mobile Deposit. See instructions for using Mobile Deposit below or contact 1st CCU for more details.
Traveling? Notify 1st CCU In Advance!

You want your 1st CCU Visa card to work flawlessly while you're traveling, and we've made it easy! Simply set up a travel notification a few days before you leave home and 1st CCU will take care of the rest. Travel Notifications can be set up within our Mobile App. The Card Control function in the app is designed to make using your card while you travel more convenient. Input the dates and location of your travels and we will update your debit card. We do this because transactions that do not meet your normal purchase patterns could be flagged by our card processing system as suspicious, and when we're able to update your debit card with your travel itinerary the system will recognize that your out-of-the-norm purchases are actually being made by you. 

Travel Notifications need to be provided to 1st CCU in advance, at least a couple of business days before you leave home, in order to get them set up in time to prevent hiccups in card usage.  If the notifications are received after business hours we will update the debit card on the next business day. However, for immediate assistance you can also call the phone number on the back of your debit card or reach out to the 24-hour cardholder services at 866-820-8787.  Happy Travels!


Mobile Deposit

close up of hands on smart phone taking picture of check for mobile deposit
Deposit a check anytime, anywhere using your mobile device.
back of check featuring approved mobile deposit endorsement "For 1st CCU mobile deposit only"
It's as easy as writing "For 1st CCU Mobile Deposit Only" on the back of the check (do NOT sign your name on the back of the check), select the account to deposit into, type the amount of the check when prompted, and follow the step-by-step prompts to take a photo of the front and back.

Once the check images are submitted you will receive confirmation that the deposit is being processed. Deposit amounts over $225 will receive a 2-day hold for check clearing, which means that $225 will be available to you right away and the deposit amount over $225 will be subject to a 2-day hold. 
mobile deposit capture photo screenshot

Instructions For Using Mobile Deposit:

  • Do not sign your name on the back of the check - signing your name will cause the system to reject the deposit.
  • Write the approved endorsement "For 1st CCU Mobile Deposit Only" on the back of the check.
  • Do not write anything else on the back of your check. The system uses character recognition to ensure that the approved endorsement (and ONLY the approved endorsement) has been written on the back of the check.
  • The system will reject checks that contain a signature or any characters other than the approved endorsement "For 1st CCU Mobile Deposit Only".
  • Bring up the 1st CCU Mobile App on your device and select Mobile Deposit from the menu.
  • Select the account you wish to deposit into.
  • Type the amount of the check when prompted.
  • Lay the check on a flat surface and position your mobile device directly above the check when taking the pictures, rather than at an angle.
  • Follow the step-by-step prompts within the app to take a photo of the front and back of the check, then tap the Submit button when you are ready to proceed with the deposit.
  • Once the check images are successfully submitted you will receive confirmation that the deposit is being processed and in most cases your account will be credited by the end of the next business day. 
Requirements for Mobile Deposit:
  • You must be 16 years or older
  • Your account must be open at least 45 days
  • The checks your are depositing must be made payable to an account holder on your account.  You may not deposit checks made payable to a third party, even 
  • Deposits may be made to your Savings, Ultimate Share, Share Draft, or Money Market account
  • The total deposit amount may not exceed $1,500 (in most cases your account will be credited by the end of the next business day)
  • Daily limit of 5 checks deposited via Mobile Deposit Capture
  • Qualifying accounts: General Membership accounts, Revocable Trust, Sole Proprietor (Accounts that are state-restricted, 2-signature-required, custodian, guardianship, rep payee, and certain business accounts are not eligible for Mobile Deposit Capture)
  • You must have an email address on file at 1st CCU
  • Mobile Deposit will be disabled if the account has been negative for 30 days
  • Additional restrictions may apply
  • Only the approved endorsement can be written on back of checks being deposited
  • Supported devices include all iOS devices with a camera and operating system version 5.1 or newer, iPads from generation 3 and above, and all Android devices with a camera and operating system version 2.3.4 and newer

mobile deposit capture screenshot
mobile deposit capture confirmation screenshot

You agree to write the approved endorsement "For 1st CCU Mobile Deposit Only" on the back of the check(s) you are depositing, to securely retain the original check(s) for a period of at least 30 days after transmission to 1st CCU, and to safely destroy the original check(s) after a period of at least 30 days.

Checks that are Ineligible for Mobile Deposit Capture include:

  • 3rd-party checks (checks made payable to another party and then endorsed to you by such party)
  • foreign checks
  • checks that have been altered
  • any item previously returned or deposited
  • checks that require authorization (COMCHEKS, RapidDrafts)
  • bonds, travelers checks, money orders, rebate checks
  • stale or post-dated checks

Mobile Deposit Disclosure

By using Mobile Deposit Capture via 1st CCU's Mobile App you indicate your acceptance of the Terms and Conditions .

Mobile Disclaimer

We are not responsible for any errors or failures from any malfunction of your mobile device, the browser or software. You are responsible for the security and security settings of your device. 1st Community Credit Union is not responsible for any virus or related problems that may be associated with the use of any online system.
Your credit union does not charge for Mobile Banking, however, you may be responsible for data charges on your device. Depending on the rate plan with your mobile service provider, you may incur charges when accessing the Internet. Please consult your mobile device's service plan for details.