Vehicle Rates


Great rates, fast approval, and exceptional service from your local lending experts! 

Warmer weather means more time outside!  Finance a new or used car, truck, UTV, camper, motorcycle, boat, jet ski, or other recreational vehicle and get a great rate from 1st CCU!  Rates as low as 2.00% APR* mean your loan is affordable and you can sit back and enjoy your Summer!

It's so convenient when you apply online, and you can even skip the trip to the credit union by asking your lender for e-Signing of the loan documents from the comfort of your home.

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*APR = ANNUAL PERCENTAGE RATE. ALL LOANS ARE SUBJECT TO CREDIT APPROVAL. SOME RATES MAY CONTAIN A BALLOON.  RESTRICTIONS MAY APPLY. 100% FINANCING ON VEHICLE LOANS AVAILABLE TO QUALIFIED BORROWERS. CONTACT A LOAN OFFICER FOR FULL DETAILS. RATES SHOWN BELOW ARE CURRENT AS OF 4/04/2022:

VEHICLE AND RECREATIONAL RATES POSTED HERE THE LOWEST AVAILABLE TO QUALIFIED BORROWERS. YOUR RATE MAY BE HIGHER AND WILL BE DETERMINED BY THE LOAN TYPE, MODEL YEAR, TERMS, AMOUNT FINANCED, AND YOUR CREDIT HISTORY. SEE A LOAN OFFICER FOR DETAILS AND AVAILABLE TERMS. 
Auto Loans As Low As: 24 Mo APR* 36 Mo APR* 48 Mo APR* 60 Mo APR* 72 Mo APR** 84 Mo APR**
New 2021-2022 (<15,000 miles) as low as
 2.00% 2.15% 2.30% 2.45% 2.75% 3.00%
Used Vehicle 2017-2021 as low as
 2.25% 2.40% 2.55% 2.70% 3.00% ---
Used Vehicle 2011-2016 as low as 3.00% 3.15% 3.30% 3.45% --- ---
Older Vehicles as low as 9.20% 9.45% 9.95% 10.70% --- ---
Older vehicle loans not eligible for discounts; minimum loan amount $1,000
Classic, Exotic as low as: 6.35% 6.50% 6.65% 8.65% --- ---
Recreational Loans                      As Low As: 24 Mo APR* 36 Mo APR* 48 Mo APR* 60 Mo APR* 72 Mo APR** 84 Mo APR** 120 Mo APR**
UTV's, ATV's, Boats, Campers (Motor Homes, Travel Trailers, 5th Wheels), Snowmobiles, Skidoos:
New 2021-2022 as low as 2.25% 2.40% 2.55% 2.70% 3.00% 3.25% 4.25%
Used 2017-2021 as low as 2.50%
 2.65% 2.80% 2.95% 3.25% 3.50% 4.50%
Used 2011-2016 as low as 3.25% 3.40% 3.55% 3.70% 4.00% --- ---
Older Recreational as low as 9.20% 9.45% 9.95% 10.70% --- --- ---
Some terms may contain a balloon

*APR = ANNUAL PERCENTAGE RATE. ALL LOANS ARE SUBJECT TO CREDIT APPROVAL. SOME RATES MAY CONTAIN A BALLOON.  RESTRICTIONS MAY APPLY. 100% FINANCING ON VEHICLE LOANS AVAILABLE TO QUALIFIED BORROWERS. CONTACT A LOAN OFFICER FOR FULL DETAILS. 

**SOME RESTRICTIONS APPLY FOR TERMS THAT ARE 72 MONTHS, 84 MONTHS, OR 120 MONTHS. SEE A LOAN OFFICER FOR QUALIFICATIONS.

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NMLS 411004


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