Vehicle Rates
Let 1st CCU's friendly local lending experts help you with the purchase of your next car, truck or recreational vehicle! New, Used, or refinancing an existing loan you have at another financial institution, we do it all! Our great rates, fast approval, and flexible terms will have you in the driver's seat in no time.
Now's the time to upgrade your auto, trade in your truck, or purchase that new boat, camper, or other recreational vehicle for fun in the sun this year! Apply online today by clicking the Apply Now button below. Our lenders are able to work with you to get the loan documents signed electronically or through the drive-up at your convenience.
VEHICLE AND RECREATIONAL RATES POSTED BELOW ARE THE LOWEST AVAILABLE TO QUALIFIED BORROWERS. YOUR RATE MAY BE HIGHER AND WILL BE DETERMINED BY THE LOAN TYPE, MODEL YEAR, TERMS, AMOUNT FINANCED, AND YOUR CREDIT HISTORY. SEE A LOAN OFFICER FOR DETAILS AND AVAILABLE TERMS.
RATES SHOWN BELOW ARE CURRENT AS OF 2/08/2021:
| Auto Loans As Low As: | 24 Mo APR* | 36 Mo APR* | 48 Mo APR* | 60 Mo APR* | 72 Mo APR** | 84 Mo APR** |
|---|---|---|---|---|---|---|
|
New 2020-2021 (<15,000 miles) as low as
|
1.75% | 1.90% | 2.05% | 2.20% | 2.50% | 2.75% |
| Used Vehicle 2016-2020 as low as |
2.00% | 2.15% | 2.30% | 2.45% | 2.75% | --- |
| Used Vehicle 2010-2015 as low as | 2.75% | 2.90% | 3.05% | 3.20% | --- | --- |
| Older Vehicles as low as | 9.20% | 9.45% | 9.95% | 10.70% | --- | --- |
| Older vehicle loans not eligible for discounts; minimum loan amount $1,000 | ||||||
| Classic, Exotic as low as: | 6.35% | 6.50% | 6.65% | 8.65% | --- | --- |
| Recreational Loans As Low As: | 24 Mo APR* | 36 Mo APR* | 48 Mo APR* | 60 Mo APR* | 72 Mo APR** | 84 Mo APR** | 120 Mo APR** |
|---|---|---|---|---|---|---|---|
|
UTV's, ATV's, Boats, Campers (Motor Homes, Travel Trailers, 5th Wheels), Snowmobiles, Skidoos:
|
|||||||
| 2020 (NEW)-2021 as low as | 1.75% | 1.90% | 2.05% | 2.20% | 2.50% | 2.75% | 3.75% |
| Used 2016-2020 as low as | 2.00% |
2.15% | 2.30% | 2.45% | 2.75% | 3.00% | 4.00% |
| Used 2010-2015 as low as | 2.75% | 2.90% | 3.05% | 3.20% | 3.50% | --- | --- |
| Older Recreational as low as | 9.20% | 9.45% | 9.95% | 10.70% | --- | --- | --- |
| Some terms may contain a balloon | |||||||
*APR = ANNUAL PERCENTAGE RATE. ALL LOANS ARE SUBJECT TO CREDIT APPROVAL. SOME RATES MAY CONTAIN A BALLOON. RESTRICTIONS MAY APPLY. 100% FINANCING ON VEHICLE LOANS AVAILABLE TO QUALIFIED BORROWERS. CONTACT A LOAN OFFICER FOR FULL DETAILS.
**SOME RESTRICTIONS APPLY FOR TERMS THAT ARE 72 MONTHS, 84 MONTHS, OR 120 MONTHS. SEE A LOAN OFFICER FOR QUALIFICATIONS.
