Savings Rates

SAVINGS RATES (RATES EFFECTIVE AS OF 04/02/2018)

*APY=Annual Percentage Yield 

Great rates are blooming...pick your own! Share certificates up to 2.79% annual percentage yield.

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TERM RATE APY*
Share Certificates**
6 Months 0.80% 0.80%
12 Months 1.40% 1.41%
13 Months 1 SPECIAL! 1.95% 1.97%
18 Months 1.60% 1.61%
21 Months 2 SPECIAL! 2.15% 2.17%
24 Months 1.80% 1.82%
30 Months 3 SPECIAL! 2.35% 2.38%
36 Months 2.00% 2.02%
48 Months 2.30% 2.33%
60 Months 2.50% 2.53%
61 Months 4 SPECIAL! 2.75% 2.79%
IRA Accounts*
Passbook 0.40% 0.40%
12 Mo 1.40% 1.41%
18 Mo 1.60% 1.61%
24 Mo 1.80% 1.82%
30 Mo 1.90% 1.92%
36 Mo 2.00% 2.02%
48 Mo 2.30% 2.33%
60 Mo 2.50% 2.53%
Ultimate Savings*
<$1,000 0.20% 0.20%
>$1,000 0.30% 0.30%
Money Market Checking*
Minimum $25.00-$1,000 0.20% 0.20%
Minimum $1,000-$9,999.99 0.40% 0.40%
Minimum $10,000-$24,999.99 0.50% 0.50%
Minimum $25,000-$99,999.99 0.60% 0.60%
Minimum $100,000+ 0.70% 0.70%
Regular Share Savings* 0.20% 0.20%
Christmas Club* 0.25% 0.25%
Share Drafts 0.00% 0.00%


**Some accounts have minimum opening deposit requirements and early withdrawal penalties. Contact 1st CCU for full details, qualifications, restrictions, funds availability, terms and conditions.

Membership eligibility required. Rates subject to change daily. Rates shown for Passbook IRA Accounts and Share Deposit Accounts are the last declared rates and should not be construed as current offerings.


1. Guaranteed rate for term of the certificate, minimum $1,000 to open, rate effective as of 4/2/2018 and subject to change. Offer not available for IRA Certificates. At the end of the term, the 13 month Share Certificate will auto-renew as a 12-month Share Certificate.

2. Guaranteed rate for term of the certificate, minimum $1,000 to open, rate effective as of 4/2/2018 and subject to change. Offer not available for IRA Certificates. At the end of the term, the 21 month Share Certificate will auto-renew as an 18-month Share Certificate.

3. Guaranteed rate for term of the certificate, minimum $1,000 to open, rate effective as of 4/2/2018 and subject to change. Offer not available for IRA Certificates.

4. Guaranteed rate for term of the certificate, minimum $1,000 to open, rate effective as of 4/2/2018 and subject to change. Offer not available for IRA Certificates. At the end of the term, the 61 month Share Certificate will auto-renew as a 60-month Share Certificate.

Membership eligibility required. Rates subject to change daily. Rates shown for Passbook IRA Accounts and Share Deposit Accounts are the last declared rates and should not be construed as current offerings.

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