Savings Rates

SAVINGS RATES (RATES EFFECTIVE AS OF 01/11/2018)  

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TERM RATE APY**
Share Certificates*
6 Mo 0.70% 0.70%
12 Mo RECENT INCREASE! 1.15% 1.16%
13 Mo NEW MONEY SPECIAL*** 1.25% 1.26%
18 Mo 1.25% 1.26%
21 Mo NEW MONEY SPECIAL*** 1.50% 1.51%
24 Mo 1.40% 1.41%
30 Mo 1.60% 1.61%
36 Mo 1.75% 1.77%
48 Mo 2.00% 2.02%
60 Mo RECENT INCREASE! 2.35% 2.38%
IRA Accounts*
Passbook 0.40% 0.40%
12 Mo RECENT INCREASE! 1.15% 1.16%
18 Mo 1.25% 1.26%
24 Mo 1.40% 1.41%
30 Mo 1.60% 1.61%
36 Mo 1.75% 1.77%
48 Mo 2.00% 2.02%
60 Mo RECENT INCREASE! 2.35% 2.38%
Ultimate Savings*
<$1,000 0.20% 0.20%
>$1,000 0.30% 0.30%
Money Market Checking*
Minimum $25.00-$1,000 0.20% 0.20%
Minimum $1,000-$9,999.99 0.30% 0.30%
Minimum $10,000-$24,999.99 0.35% 0.35%
Minimum $25,000-$99,999.99 0.40% 0.40%
Minimum $100,000+ 0.45% 0.45%
Regular Share Savings* 0.20% 0.20%
Christmas Club* 0.25% 0.25%
Share Drafts 0.00% 0.00%


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*Some accounts have minimum opening deposit requirements and early withdrawal penalties. Contact 1st CCU for full details, qualifications, restrictions, funds availability, terms and conditions.
**APY= Annual Percentage Yield.
***LIMITED TIME OFFER: Guaranteed rate for term of the certificate, minimum $1,000 to open, rate is effective as of 7/6/2017 and subject to change. Offer not available for IRA Certificates. 13 month and 21 month Share Certificates available for New Money Deposits Only. At the end of the term, the 13 month Share Certificate will auto-renew as a 12-month Share Certificate and the 21 month Share Certificate will auto-renew as an 18-month Share Certificate. Contact 1st CCU for assistance and full details.

Membership eligibility required. Rates subject to change daily. Rates shown for Passbook IRA Accounts and Share Deposit Accounts are the last declared rates and should not be construed as current offerings.

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