Other Rates

two gourds with funny mustaches. Business loan rates so low, you'll think we're off our gourd.

1st CCU has lowered rates on equipment during the month of October.  Carve out more cash for your business with a great rate and fast approval on your commercial or agricultural equipment or vehicle purchase - new or used!  Or, refinance an existing loan from another financial institution by bringing it to 1st CCU. Scroll down to see current rates, but hurry because this offer won't last!

 

OTHER LOAN RATES (RATES EFFECTIVE AS OF 10/01/2019)

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SINGLE-WIDE MANUFACTURED HOME TERM APR*
New 2018 - 2019 60 Mo 8.25%
Used 1-5 Years 60 Mo 9.00%
Used 6-10 Years 60 Mo 10.00%
Used 11+ Years 36 Mo 10.50%

Some restrictions apply**

DOUBLE-WIDE MANUFACTURED HOME TERM APR*
New 2018 - 2019 60 Mo 8.25%
Used 1-5 Years 60 Mo 9.00%
Used 6-10 Years 60 Mo 10.00%
Used 11+ Years 36 Mo 10.50%

Some restrictions apply**

SHARE SECURED LOANS***
TERM
APR*
3.00% over Share or CD Rate Minimum 3.50% APR


UNSECURED PERSONAL LOANS TERM APR* as low as

Signature Loans***

(minimum $1,000)

See a loan officer for available terms 9.20%
Credit Card See a loan officer for available terms 9.40%


COMMERCIAL/AGRICULTURAL LOANS RATE
Farm Machinery-New REDUCED! - As low as 4.75% APR*
Farm Machinery-Used REDUCED! - As low as 5.50% APR*
Business Equipment-New REDUCED! - As low as 4.75% APR*
Business Equipment-Used REDUCED! - As low as 5.50% APR*
Commercial/Ag Unsecured REDUCED! - As low as 10.25% APR*
Line Of Credit-Secured REDUCED! - As low as 6.50% APR*
Line Of Credit-Unsecured REDUCED! - As low as 10.25% APR*
Commercial/Ag Real Estate Contact Arnie Rettler at 608-366-2309 for current rates

*APR = ANNUAL PERCENTAGE RATE. RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT WARNING. SUBJECT TO CREDIT APPROVAL. SOME RESTRICTIONS APPLY; SEE A LOAN OFFICERS FOR FULL DETAILS AND ALL AVAILABLE TERMS.

**NEW SINGLE AND DOUBLE-WIDE MOBILE HOMES AMORTIZED UP TO 240 MONTHS. USED SINGLE AND DOUBLE-WIDE MOBILE HOMES AMORTIZED UP TO 180 MONTHS. TERMS MAY INCLUDE A 2-5 YEAR BALLOON. REQUIRES 20% DOWN PAYMENT. AMORTIZATION, TERMS, RATES, AND CONDITIONS ARE SUBJECT TO CHANGE AND MAY VARY BASED ON CREDITWORTHINESS, QUALIFICATIONS AND COLLATERAL CONDITIONS. FOR PURCHASE OR REFINANCE OF HOMES IN A MOBILE HOME PARK. ALL LOANS SUBJECT TO APPROVAL. SOME RESTRICTIONS MAY APPLY. CONTACT A LOAN OFFICER FOR FULL DETAILS.

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***RATES, TERMS AND CONDITIONS ARE SUBJECT TO CHANGE AND MAY VARY BASED ON CREDITWORTHINESS AND QUALIFICATIONS; SOME RESTRICTIONS APPLY. ALL LOANS SUBJECT TO APPROVAL. CONTACT A LOAN OFFICER FOR FULL DETAILS.

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NMLS 411004