Other Rates

UNSECURED PERSONAL LOANS	TERM	APR*
Signature Loans*	From 24-60 Mo	From 9.20% - 17.95%
Certificate Secured Loans*	3.00% over Cert. Rate	Minimum 3.50% APR
Share Secured Loans*	3.00% over Share Rate	Minimum 3.50% APR
Visa Credit Card*	Contact 1st CCU for details	9.40% APR

SINGLE-WIDE MANUFACTURED HOME	TERM	APR*
New 2021 - 2022	From 24-60 Mo	From 8.25% - 11.70%
Used 1-5 Years	From 24-60 Mo	From 8.50% - 11.95%
Used 6-10 Years	From 24-60 Mo	From 9.25% - 12.70%
Used 11+ Years	From 24-60 Mo	From 10.25% - 13.70%

Some restrictions apply** 

DOUBLE-WIDE MANUFACTURED HOME	TERM	APR*
New 2021 - 2022	From 24-60 Mo	From 8.25% - 11.70%
Used 1-5 Years	From 24-60 Mo	From 8.50% - 11.95%
Used 6-10 Years	From 24-60 Mo	From 9.25% - 12.70%
Used 11+ Years	From 24-60 Mo	From 10.25% - 13.70%

Some restrictions apply**

COMMERCIAL/AGRICULTURAL LOANS***	RATE
Farm Machinery-New	As low as 4.75% APR*
Farm Machinery-Used	As low as 5.50% APR*
Business Equipment-New	As low as 4.75% APR*
Business Equipment-Used	As low as 5.50% APR*
Commercial/Ag Unsecured	As low as 10.25% APR*
Line Of Credit-Secured	As low as 6.50% APR*
Line Of Credit-Unsecured	As low as 10.25% APR*
Commercial/Ag Real Estate	Contact 1st CCU for current rates

*APR = ANNUAL PERCENTAGE RATE. RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT WARNING. SUBJECT TO CREDIT APPROVAL. MEMBERSHIP ELIGIBILITY REQUIRED. SOME RESTRICTIONS APPLY; SEE A LOAN OFFICERS FOR FULL DETAILS AND ALL AVAILABLE TERMS. RATES, TERMS AND CONDITIONS ARE SUBJECT TO CHANGE AND MAY VARY BASED ON CREDITWORTHINESS AND QUALIFICATIONS; CONTACT A LOAN OFFICER FOR FULL DETAILS.

**NEW SINGLE AND DOUBLE-WIDE MOBILE HOMES AMORTIZED UP TO 240 MONTHS. USED SINGLE AND DOUBLE-WIDE MOBILE HOMES AMORTIZED UP TO 180 MONTHS. TERMS MAY INCLUDE A 2-5 YEAR BALLOON. REQUIRES 20% DOWN PAYMENT. AMORTIZATION, TERMS, RATES, AND CONDITIONS ARE SUBJECT TO CHANGE AND MAY VARY BASED ON CREDITWORTHINESS, QUALIFICATIONS AND COLLATERAL CONDITIONS. FOR PURCHASE OR REFINANCE OF HOMES IN A MOBILE HOME PARK. ALL LOANS SUBJECT TO APPROVAL. SOME RESTRICTIONS MAY APPLY. CONTACT A LOAN OFFICER FOR FULL DETAILS.

***20% down payment required for secured Commercial and Ag Loans. You may be asked to provide 2 years of Tax Returns and a Year-To-Date Income Statement.