Other Rates

OTHER LOAN RATES (RATES EFFECTIVE AS OF 8/30/2021)


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UNSECURED PERSONAL LOANS TERM APR*
Signature Loans* From 24-60 Mo From 9.20% - 17.95%
Certificate Secured Loans* 3.00% over Cert. Rate Minimum 3.50% APR
Share Secured Loans* 3.00% over Share Rate Minimum 3.50% APR
Visa Credit Card* Contact 1st CCU for details 9.40% APR
SINGLE-WIDE MANUFACTURED HOME TERM APR*
New 2021 - 2022 From 24-60 Mo From 8.25% - 11.70%
Used 1-5 Years From 24-60 Mo From 8.50% - 11.95%
Used 6-10 Years From 24-60 Mo From 9.25% - 12.70%
Used 11+ Years From 24-60 Mo From 10.25% - 13.70%
Some restrictions apply** 
DOUBLE-WIDE MANUFACTURED HOME TERM APR*
New 2021 - 2022 From 24-60 Mo From 8.25% - 11.70%
Used 1-5 Years From 24-60 Mo From 8.50% - 11.95%
Used 6-10 Years From 24-60 Mo From 9.25% - 12.70%
Used 11+ Years From 24-60 Mo From 10.25% - 13.70%
Some restrictions apply**

COMMERCIAL/AGRICULTURAL LOANS*** RATE
Farm Machinery-New As low as 4.75% APR*
Farm Machinery-Used As low as 5.50% APR*
Business Equipment-New As low as 4.75% APR*
Business Equipment-Used As low as 5.50% APR*
Commercial/Ag Unsecured As low as 10.25% APR*
Line Of Credit-Secured As low as 6.50% APR*
Line Of Credit-Unsecured As low as 10.25% APR*
Commercial/Ag Real Estate Contact 1st CCU for current rates
*APR = ANNUAL PERCENTAGE RATE. RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT WARNING. SUBJECT TO CREDIT APPROVAL. MEMBERSHIP ELIGIBILITY REQUIRED. SOME RESTRICTIONS APPLY; SEE A LOAN OFFICERS FOR FULL DETAILS AND ALL AVAILABLE TERMS. RATES, TERMS AND CONDITIONS ARE SUBJECT TO CHANGE AND MAY VARY BASED ON CREDITWORTHINESS AND QUALIFICATIONS; CONTACT A LOAN OFFICER FOR FULL DETAILS.
**NEW SINGLE AND DOUBLE-WIDE MOBILE HOMES AMORTIZED UP TO 240 MONTHS. USED SINGLE AND DOUBLE-WIDE MOBILE HOMES AMORTIZED UP TO 180 MONTHS. TERMS MAY INCLUDE A 2-5 YEAR BALLOON. REQUIRES 20% DOWN PAYMENT. AMORTIZATION, TERMS, RATES, AND CONDITIONS ARE SUBJECT TO CHANGE AND MAY VARY BASED ON CREDITWORTHINESS, QUALIFICATIONS AND COLLATERAL CONDITIONS. FOR PURCHASE OR REFINANCE OF HOMES IN A MOBILE HOME PARK. ALL LOANS SUBJECT TO APPROVAL. SOME RESTRICTIONS MAY APPLY. CONTACT A LOAN OFFICER FOR FULL DETAILS.
***20% down payment required for secured Commercial and Ag Loans. You may be asked to provide 2 years of Tax Returns and a Year-To-Date Income Statement.