Other Rates

OTHER LOAN RATES (RATES EFFECTIVE AS OF 12/01/2018)

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PERSONAL LOAN SPECIAL Annual Percentage Rate

Ho Ho Dough Loan

Use for holiday expenses, entertaining or travel expenses, consolidating debt and more!

Rates as low as 8.00% APR

No collateral needed; No down payment required;
No prepayment penalty; Flexible terms

wrapped presents sitting on snow. "Get the cash you need for the most wonderful time of the year!"

Holiday Loans subject to credit approval. Your rate may vary based on creditworthiness and term. Some restrictions may apply. Minimum loan amount is $1,000. Membership eligibility required. Offer not available for refinancing of loans already on file at 1st CCU. Cannot be combined with other offers. Offer available through December 31, 2018. See a loan officer for full details.

 

 

SINGLE-WIDE MANUFACTURED HOME TERM APR*
New 2018 - 2019 60 Mo 8.25%
Used 1-5 Years 60 Mo 9.00%
Used 6-10 Years 60 Mo 10.00%
Used 11+ Years 36 Mo 10.50%

Some restrictions apply**

DOUBLE-WIDE MANUFACTURED HOME TERM APR*
New 2018 - 2019 60 Mo 8.25%
Used 1-5 Years 60 Mo 9.00%
Used 6-10 Years 60 Mo 10.00%
Used 11+ Years 36 Mo 10.50%

Some restrictions apply**

SHARE SECURED LOANS***
TERM
APR*
2.00% over Share or CD Rate Minimum 3.50% APR


UNSECURED PERSONAL LOANS TERM APR* as low as

Signature Loans***

(minimum $1,000)

See a loan officer for available terms 9.20%
Credit Card See a loan officer for available terms 9.40%


COMMERCIAL/AGRICULTURAL LOANS RATE
Farm Machinery-New As low as 5.50% APR*
Farm Machinery-Used As low as 6.25% APR*
Business Equipment-New As low as 5.50% APR*
Business Equipment-Used As low as 6.25% APR*
Flex Line Contact Arnie Rettler at 608-366-2309 for current rates

*APR = ANNUAL PERCENTAGE RATE. RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT WARNING. SUBJECT TO CREDIT APPROVAL. SOME RESTRICTIONS APPLY; SEE A LOAN OFFICERS FOR FULL DETAILS AND ALL AVAILABLE TERMS.

**NEW SINGLE AND DOUBLE-WIDE MOBILE HOMES AMORTIZED UP TO 240 MONTHS. USED SINGLE AND DOUBLE-WIDE MOBILE HOMES AMORTIZED UP TO 180 MONTHS. TERMS MAY INCLUDE A 2-5 YEAR BALLOON. REQUIRES 20% DOWN PAYMENT. AMORTIZATION, TERMS, RATES, AND CONDITIONS ARE SUBJECT TO CHANGE AND MAY VARY BASED ON CREDITWORTHINESS, QUALIFICATIONS AND COLLATERAL CONDITIONS. FOR PURCHASE OR REFINANCE OF HOMES IN A MOBILE HOME PARK. ALL LOANS SUBJECT TO APPROVAL. SOME RESTRICTIONS MAY APPLY. CONTACT A LOAN OFFICER FOR FULL DETAILS.

***RATES, TERMS AND CONDITIONS ARE SUBJECT TO CHANGE AND MAY VARY BASED ON CREDITWORTHINESS AND QUALIFICATIONS; SOME RESTRICTIONS APPLY. ALL LOANS SUBJECT TO APPROVAL. CONTACT A LOAN OFFICER FOR FULL DETAILS.

Leianna Melde and Jon Cook. Meet our Consumer Loan Experts.

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NMLS 411004