Other Rates

OTHER LOAN RATES (RATES EFFECTIVE AS OF 11/15/2021)


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dog wearing Santa hat. Ho Ho Ho, need some holiday dough?

All loans subject to credit approval. Your rate may vary based on creditworthiness and term. Some restrictions may apply. Minimum Holiday Loan amount is $1,000. Membership eligibility required. Offer not available for refinancing of loans already on file at 1st CCU. Cannot be combined with other offers. Offer available through December 31, 2021. See a loan officer for full details.

HOLIDAY LOAN 24 Mo APR* 36 Mo APR* 48 Mo APR* 60 Mo APR*

AVAILABLE FOR A LIMITED TIME
Signature Loans as low as:
$1,000 minimum
6.00%
6.25%
6.75%
7.50%
UNSECURED PERSONAL LOANS TERM APR*
Certificate Secured Loans* 3.00% over Cert. Rate Minimum 3.50% APR
Share Secured Loans* 3.00% over Share Rate Minimum 3.50% APR
Visa Credit Card* Contact 1st CCU for details 9.40% APR
SINGLE-WIDE MANUFACTURED HOME TERM APR*
New 2021 - 2022 From 24-60 Mo From 8.25% - 11.70%
Used 1-5 Years From 24-60 Mo From 8.50% - 11.95%
Used 6-10 Years From 24-60 Mo From 9.25% - 12.70%
Used 11+ Years From 24-60 Mo From 10.25% - 13.70%
Some restrictions apply** 
DOUBLE-WIDE MANUFACTURED HOME TERM APR*
New 2021 - 2022 From 24-60 Mo From 8.25% - 11.70%
Used 1-5 Years From 24-60 Mo From 8.50% - 11.95%
Used 6-10 Years From 24-60 Mo From 9.25% - 12.70%
Used 11+ Years From 24-60 Mo From 10.25% - 13.70%
Some restrictions apply**

COMMERCIAL/AGRICULTURAL LOANS*** RATE
Commercial & Ag Vehicles/Equipment - NEW
Loans $50,000+  =  As low as 2.75% APR*
Loans up to $50,000  =  As low as 3.25% APR*
Commercial & Ag Vehicles/Equipment - USED
Loans $50,000+  =  As low as 3.25% APR*
Loans up to $50,000  =  As low as 3.75% APR*
Commercial/Ag Unsecured As low as 10.25% APR*
Line Of Credit - Equipment As low as 6.50% APR*
Line Of Credit - Unsecured As low as 10.25% APR*
Commercial/Ag Real Estate Contact 1st CCU for current rates
*APR = ANNUAL PERCENTAGE RATE. RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT WARNING. SUBJECT TO CREDIT APPROVAL. MEMBERSHIP ELIGIBILITY REQUIRED. SOME RESTRICTIONS APPLY; SEE A LOAN OFFICERS FOR FULL DETAILS AND ALL AVAILABLE TERMS. RATES, TERMS AND CONDITIONS ARE SUBJECT TO CHANGE AND MAY VARY BASED ON CREDITWORTHINESS AND QUALIFICATIONS; CONTACT A LOAN OFFICER FOR FULL DETAILS.
**NEW SINGLE AND DOUBLE-WIDE MOBILE HOMES AMORTIZED UP TO 240 MONTHS. USED SINGLE AND DOUBLE-WIDE MOBILE HOMES AMORTIZED UP TO 180 MONTHS. TERMS MAY INCLUDE A 2-5 YEAR BALLOON. REQUIRES 20% DOWN PAYMENT. AMORTIZATION, TERMS, RATES, AND CONDITIONS ARE SUBJECT TO CHANGE AND MAY VARY BASED ON CREDITWORTHINESS, QUALIFICATIONS AND COLLATERAL CONDITIONS. FOR PURCHASE OR REFINANCE OF HOMES IN A MOBILE HOME PARK. ALL LOANS SUBJECT TO APPROVAL. SOME RESTRICTIONS MAY APPLY. CONTACT A LOAN OFFICER FOR FULL DETAILS.
***20% down payment required for secured Commercial and Ag Loans. You may be asked to provide 2 years of Tax Returns and a Year-To-Date Income Statement.