Other Rates

OTHER LOAN RATES (RATES EFFECTIVE AS OF 11/15/2019)

A 1st CCU Personal Loan can provide the cash you need for the most wonderful time of the year, so there's no need to sweat the holidays this year!  Get FAST CASH for whatever you need: 

  • Holiday Shopping
  • Travel Expenses
  • Consolidate higher-interest debt
  • Entertaining family and friends
  • Holiday Getaways and more!
  • No Collateral needed
  • No down payment requirement
  • No prepayment penalty
  • Come in or apply online
Don't settle for an ugly holiday season, get the loan that will help you jingle all the way to the New Year!

Apply now (opens in a new window) BECOME A MEMBER (opens in a new window) REQUEST MORE INFO

 

UNSECURED PERSONAL LOANS 24 Mo APR* 36 Mo APR* 48 Mo APR* 60 Mo APR*

Signature Loans*
Holiday Loan Special as low as:
7.77%
8.02%
8.52%
9.27%
All loans subject to credit approval. Your rate may vary based on creditworthiness and term. Some restrictions may apply. Minimum loan amount $1,000. Membership eligibility required. Offer not available for refinancing existing 1st CCU loans. Cannot be combined with other offers. Offer available through December 31, 2019.  See a loan officer for full details.

Share Secured Loans*
3.00% over Share or CD Rate Minimum 3.50% APR

VISA Credit Card*
Contact a loan officer for details 9.40% APR
SINGLE-WIDE MANUFACTURED HOME TERM APR*
New 2018 - 2019 60 Mo 8.25%
Used 1-5 Years 60 Mo 9.00%
Used 6-10 Years 60 Mo 10.00%
Used 11+ Years 36 Mo 10.50%
Some restrictions apply**
DOUBLE-WIDE MANUFACTURED HOME TERM APR*
New 2018 - 2019 60 Mo 8.25%
Used 1-5 Years 60 Mo 9.00%
Used 6-10 Years 60 Mo 10.00%
Used 11+ Years 36 Mo 10.50%
Some restrictions apply**
COMMERCIAL/AGRICULTURAL LOANS RATE
Farm Machinery-New REDUCED! - As low as 4.75% APR*
Farm Machinery-Used REDUCED! - As low as 5.50% APR*
Business Equipment-New REDUCED! - As low as 4.75% APR*
Business Equipment-Used REDUCED! - As low as 5.50% APR*
Commercial/Ag Unsecured REDUCED! - As low as 10.25% APR*
Line Of Credit-Secured REDUCED! - As low as 6.50% APR*
Line Of Credit-Unsecured REDUCED! - As low as 10.25% APR*
Commercial/Ag Real Estate Contact Arnie Rettler at 608-366-2309 for current rates
*APR = ANNUAL PERCENTAGE RATE. RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT WARNING. SUBJECT TO CREDIT APPROVAL. MEMBERSHIP ELIGIBILITY REQUIRED. SOME RESTRICTIONS APPLY; SEE A LOAN OFFICERS FOR FULL DETAILS AND ALL AVAILABLE TERMS.**RATES, TERMS AND CONDITIONS ARE SUBJECT TO CHANGE AND MAY VARY BASED ON CREDITWORTHINESS AND QUALIFICATIONS; SOME RESTRICTIONS APPLY. ALL LOANS SUBJECT TO APPROVAL. CONTACT A LOAN OFFICER FOR FULL DETAILS.
**NEW SINGLE AND DOUBLE-WIDE MOBILE HOMES AMORTIZED UP TO 240 MONTHS. USED SINGLE AND DOUBLE-WIDE MOBILE HOMES AMORTIZED UP TO 180 MONTHS. TERMS MAY INCLUDE A 2-5 YEAR BALLOON. REQUIRES 20% DOWN PAYMENT. AMORTIZATION, TERMS, RATES, AND CONDITIONS ARE SUBJECT TO CHANGE AND MAY VARY BASED ON CREDITWORTHINESS, QUALIFICATIONS AND COLLATERAL CONDITIONS. FOR PURCHASE OR REFINANCE OF HOMES IN A MOBILE HOME PARK. ALL LOANS SUBJECT TO APPROVAL. SOME RESTRICTIONS MAY APPLY. CONTACT A LOAN OFFICER FOR FULL DETAILS.Equal Housing Opportunity Logo(opens in a new window) NMLS 411004