Other Rates
OTHER LOAN RATES (RATES EFFECTIVE AS OF 4/04/2022)
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UNSECURED PERSONAL LOANS | 24 Mo APR* | 36 Mo APR* | 48 Mo APR* | 60 Mo APR* | ||
---|---|---|---|---|---|---|
Signature Loans* as low as:
($1,000 minimum)
|
9.20%
|
9.45%
|
9.95%
|
10.70%
|
TERM | APR* | |
---|---|---|
Certificate Secured Loans* | 3.00% over Cert. Rate | Minimum 3.50% APR |
Share Secured Loans* | 3.00% over Share Rate | Minimum 3.50% APR |
Visa Credit Card* | Contact 1st CCU for details | 9.40% APR |
SINGLE-WIDE MANUFACTURED HOME | TERM | APR* |
---|---|---|
New 2021 - 2022 | From 24-60 Mo | From 8.25% - 11.70% |
Used 1-5 Years | From 24-60 Mo | From 8.50% - 11.95% |
Used 6-10 Years | From 24-60 Mo | From 9.25% - 12.70% |
Used 11+ Years | From 24-60 Mo | From 10.25% - 13.70% |
DOUBLE-WIDE MANUFACTURED HOME | TERM | APR* |
---|---|---|
New 2021 - 2022 | From 24-60 Mo | From 8.25% - 11.70% |
Used 1-5 Years | From 24-60 Mo | From 8.50% - 11.95% |
Used 6-10 Years | From 24-60 Mo | From 9.25% - 12.70% |
Used 11+ Years | From 24-60 Mo | From 10.25% - 13.70% |
COMMERCIAL/AGRICULTURAL LOANS*** | RATE |
---|---|
Commercial & Ag Vehicles/Equipment - NEW
|
Loans $50,000+ = As low as 3.00% APR*
Loans up to $50,000 = As low as 3.50% APR*
|
Commercial & Ag Vehicles/Equipment - USED |
Loans $50,000+ = As low as 3.50% APR*
Loans up to $50,000 = As low as 4.00% APR*
|
Commercial/Ag Unsecured | As low as 10.25% APR* |
Line Of Credit - Equipment | As low as 6.50% APR* |
Line Of Credit - Unsecured | As low as 10.25% APR* |
Commercial/Ag Real Estate | Contact 1st CCU for current rates |
**NEW SINGLE AND DOUBLE-WIDE MOBILE HOMES AMORTIZED UP TO 240 MONTHS. USED SINGLE AND DOUBLE-WIDE MOBILE HOMES AMORTIZED UP TO 180 MONTHS. TERMS MAY INCLUDE A 2-5 YEAR BALLOON. REQUIRES 20% DOWN PAYMENT. AMORTIZATION, TERMS, RATES, AND CONDITIONS ARE SUBJECT TO CHANGE AND MAY VARY BASED ON CREDITWORTHINESS, QUALIFICATIONS AND COLLATERAL CONDITIONS. FOR PURCHASE OR REFINANCE OF HOMES IN A MOBILE HOME PARK. ALL LOANS SUBJECT TO APPROVAL. SOME RESTRICTIONS MAY APPLY. CONTACT A LOAN OFFICER FOR FULL DETAILS.
***20% down payment required for secured Commercial and Ag Loans. You may be asked to provide 2 years of Tax Returns and a Year-To-Date Income Statement.
