Other Rates

	TERM	APR*
Certificate Secured Loans*	3.00% over Cert. Rate	Minimum 3.50% APR
Share Secured Loans*	3.00% over Share Rate	Minimum 3.50% APR
Visa Credit Card*	Contact 1st CCU for details	9.40% APR

*APR = ANNUAL PERCENTAGE RATE. RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT WARNING. SUBJECT TO CREDIT APPROVAL. MEMBERSHIP ELIGIBILITY REQUIRED. SOME RESTRICTIONS APPLY; SEE A LOAN OFFICERS FOR FULL DETAILS AND ALL AVAILABLE TERMS. RATES, TERMS AND CONDITIONS ARE SUBJECT TO CHANGE AND MAY VARY BASED ON CREDITWORTHINESS AND QUALIFICATIONS; CONTACT A LOAN OFFICER FOR FULL DETAILS.

SINGLE-WIDE & DOUBLE-WIDE MANUFACTURED HOME LOANS**	TERM	APR*
New 2022 - 2023	From 24-60 Mo	From 9.00% - 12.45%
Used 1-5 Years	From 24-60 Mo	From 9.25% - 12.70%
Used 6-10 Years	From 24-60 Mo	From 10.00% - 13.45%
Used 11+ Years	From 24-60 Mo	From 11.00% - 14.45%

**Some restrictions apply. NEW SINGLE AND DOUBLE-WIDE MOBILE HOMES AMORTIZED UP TO 240 MONTHS. USED SINGLE AND DOUBLE-WIDE MOBILE HOMES AMORTIZED UP TO 180 MONTHS. TERMS MAY INCLUDE A 2-5 YEAR BALLOON. REQUIRES 20% DOWN PAYMENT. AMORTIZATION, TERMS, RATES, AND CONDITIONS ARE SUBJECT TO CHANGE AND MAY VARY BASED ON CREDITWORTHINESS, QUALIFICATIONS AND COLLATERAL CONDITIONS. FOR PURCHASE OR REFINANCE OF HOMES IN A MOBILE HOME PARK. ALL LOANS SUBJECT TO APPROVAL. SOME RESTRICTIONS MAY APPLY. CONTACT A LOAN OFFICER FOR FULL DETAILS.

COMMERCIAL/AGRICULTURAL LOANS***	RATE
Commercial & Ag Vehicles/Equipment - NEW	Loans $50,000+  =  As low as 4.50% APR* Loans under $50,000  =  As low as 5.00% APR*
Commercial & Ag Vehicles/Equipment - USED	Loans $50,000+  =  As low as 5.25% APR* Loans under $50,000  =  As low as 5.75% APR*
Commercial/Ag Unsecured	As low as 10.75% APR*
Line Of Credit - Equipment	As low as 7.00% APR*
Line Of Credit - Unsecured	As low as 10.75% APR*
Commercial/Ag Real Estate	Contact 1st CCU for current rates

***20% down payment required for secured Commercial and Ag Loans. You may be asked to provide 2 years of Tax Returns and a Year-To-Date Income Statement.