Loan Special

cartoon of gas can with eyes next to a lineup of cars

*Gift of gas depends on the amount of the loan, minimum $20 and maximum $60. See list below for amount of gas card per loan. Rate shown is effective as of April 1, 2021 and reflects  the lowest available rate - Your rate may vary. Rates, terms and conditions subject to change at any time without warning and are based on creditworthiness, qualifications & collateral condition. All loans are subject to credit approval. Some restrictions apply. Must apply directly through 1st Community Credit Union; offer not available for loans issued through 3rd party Indirect Lending programs. For new or used vehicle or motorcycle purchase or for refinancing of a vehicle or motorcycle loan from another financial institution. Offer not available for refinancing of loans already on file at 1st CCU. Membership eligibility required. Anyone who lives or works in Monroe, Vernon, La Crosse, Trempealeau, Jackson, Juneau, Adams, Wood, Clark, Eau Claire, Richland, Sauk, Buffalo, or Crawford County in Wisconsin is eligible to be a member of 1st CCU.  Family members are also eligible for membership no matter where they live.  Contact a 1st CCU Loan Officer for full details. Federally Insured By NCUA. This is a limited time offer and may end at any time. Free Gas offer cannot be combined with other offers.

Fling into Spring with a new (or new to you) set of wheels, a great loan rate, and FREE GAS when you finance with 1st CCU!
  • LOANS $1,000-$14,999 RECEIVE $20 GAS CARD
  • LOANS $15,000 - $29,999 RECEIVE $40 GAS CARD
  • Rates as low as 1.75% APR*
  • For financing purchase of new or used car, truck, or motorcycle OR for bringing a car, truck or motorcycle loan to 1st CCU from another financial
  • Click below to apply online, then select New Car or Used Car from the dropdown box and complete the application fields (selection of  'Car Loan' from dropdown applies to financing for trucks and motorcycles also)
  • Up to 100% financing is available to qualified borrowers
  • New vehicles - Terms up to 84 months**
  • Used vehicles - Terms up to 72 months**
  • Apply now to get your loan pre-approved before you go shopping and lock in your financing for up to 90 days!
  • Apply from the comfort of your home by submitting an application online, and we can even assist you with getting your final loan documents signed electronically so you don't need to come to the Credit Union. Ask about the convenience of eSigning!

Apply For Recreational Vehicle Loan Online (opens in a new window) (opens in a new window) REQUEST MORE INFO SEE ALL RATES (opens in a new window) (opens in a new window)

Want to know what your payments might look like?

See Our Estimated Payments Per $1,000 Borrowed Below:

(Estimated payment information provided here shows information for borrowers with 740+ Credit Score; your actual rate and payment per thousand may differ if your Credit Score is lower than 740. Contact 1st CCU for all available rates and terms)


2020-2021 (under 15,000 miles)
Annual Percentage Rate for borrowers with 740+ Credit Score
Estimated monthly payment per $1,000 borrowed


2016 - 2020 models
Annual Percentage Rate for borrowers with 740+ Credit Score
Estimated monthly payment per $1,000 borrowed
NEW - 24 month term 1.75% APR $42.42 / $1000 USED - 24 month term 2.00% APR $42.54 / $1000
NEW - 36 month term 1.90% APR $28.60 / $1000 USED - 36 month term 2.15% APR $28.71 / $1000
NEW - 48 month term 2.05% APR $21.72 / $1000 USED - 48 month term 2.30% APR $21.83 / $1000
NEW - 60 month term 2.20% APR $17.62 / $1000 USED - 60 month term 2.45% APR $17.73 / $1000
NEW - 72 month term** 2.50% APR $14.97 / $1000 USED - 72 month term 2.75% APR $15.09 / $1000
NEW - 84 month term** 2.75% APR $13.11 / $1000

**Terms of 72 months and above are subject to qualifications and restrictions. See lender for full details.

Need more information? Reach out to one of our Loan Officers to discuss your lending needs or to get current rates and loan options!

Leianna Melde, Consumer Loan Officer

Leianna Melde Email Leianna(opens in a new window)

Direct Phone: 608-366-2301
Direct Fax: 608-366-2070

Jennifer Ely, Consumer Loan Officer

Jennifer Rickert   Email Jennifer

Direct Phone: 608-366-2039
Direct Fax: 608-366-2062

Brandon Baldwin, Consumer Loan Officer

Brandon Baldwin  Email Brandon

Direct Phone: 608-366-2090
Direct Fax: 608-366-2095

Lucas Fanning, Consumer Loan Officer

Luke Fanning    Email Luke

Direct Phone: 608-377-7737
Direct Fax: 608-77-7749

Loans By Phone

Lindsey Yogmas, Call Center Representative

Lindsey Yogmas  Email Lindsey

Direct Phone: 608-366-2093
Direct Fax: 608-786-1025




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