Credit Cards

Give yourself some credit!

Our Visa Credit Card offers a great rate and you earn Reward points while you shop.

Apply Now

display of the front of 1st CCU's credit card design


Important Phone Number For Servicing Your Credit Card:

  • Mon-Fri 8am – 5pm: (608) 269-8121 or (608) 786-2420
  • Evenings and Weekends: 1-866-820-5786
  • Report Lost/Stolen Card: 1-800-449-7728


New! Free Purchase Alerts powered by Visa

Now you can keep tabs on your account anytime, anywhere. Near real-time* alerts, free for 1st CCU Visa cardholders. Purchase alerts powered by Visa help you reduce fraud and monitor your spending anytime, anywhere. image of computer monitor and cell phone

You can receive a text message or email shortly after your Visa card has been used. So if there is fraudulent activity, you'll be notified and can act quickly to stop the situation.

Customize transaction alerts to fit your needs when your Visa card is used:

  • For purchases over a specified dollar amount
  • For purchases online, over the phone or through the mail
  • Outside the United States

Alerts are powered by Visa. To start enjoying more protection and peace of mind, SIGN UP FOR ALERTS


*Actual time to receive Alerts powered by Visa dependent on wireless service and coverage within the area. Alerts service may not be available in all areas. Gasoline alerts may not include purchase amount. Account activity qualifying for Alert service may vary by issuer. Additional restrictions apply.


CU Rewards

You earn one point for every dollar you charge on your 1st CCU credit card. There is no limit to the amount of points you can earn.
  • Redeem points for Merchandise and Travel
  • Double your points when you redeem them for travel by using your credit card for any additional travel needs such as extra tickets, car rental, and hotel accommodations
  • Earn additional points with CU Mall
  • Redeem Points Here


Earn Rewards Faster with CU Rewards Mall

Earn additional points with every purchase made through the Mall. Featuring more than 25,000 online and in-store retailers offering additional points or special discounts.

OFAC and PSCU block the usage of Debit and Credit cards in certain countries for reasons that may include increased fraudulent activity originating from that country. As of September 2018 swipe transactions from Iran and Cuba are blocked.