Credit Cards

Give yourself some credit!

Our Visa Credit Card offers a great rate and you earn Reward points while you shop.

Are you juggling several credit cards with different rates and billing terms?  Simplify your life by rolling over your other credit card balances to your 1st CCU credit card. One card, one rate, one bill per month!  Contact 1st CCU for full details on credit card balance transfers.

 

Apply For A 1st CCU Visa Credit Card

1st CCU's Visa credit card design

  • Visa EMV Chip Card
  • 9.40% Annual Percentage Rate (APR) for Purchases
  • 9.40% APR for Balance Transfers
  • 9.40% APR for Cash Advances
  • Earn One Reward Point For Each Dollar Charged
  • No Annual Fee
  • No Cash Advance Fee
  • More Information About Our Visa Credit Card
  • Ability To Pay Your Credit Card Bill by logging into 1st CCU Anywhere Online Banking or the 1st CCU Anywhere Mobile App  (Pay immediately or schedule future or automatic payments)
  • Online Credit Card Management   More About Online Management
  • Free Credit Card eStatements
  • Design Your Own Card

Important Phone Number For Servicing Your Credit Card:

  • Mon-Fri 8am – 5pm: 608-269-8121 or 1-888-706-1228
  • Evenings and Weekends: 1-866-820-5786
  • Report Lost/Stolen Card: 1-800-449-7728 


CU Rewards

You earn one point for every dollar you charge on your 1st CCU credit card. There is no limit to the amount of points you can earn. 
    • Redeem points for Merchandise, Travel, or items from our Amazon Store catalog. 
    • Browse and Redeem points easily on the convenient CU Rewards website
    • Double your points when you redeem them for travel by using your credit card for any additional travel needs such as extra tickets, car rental, and hotel accommodations
    • Earn additional points with CU Mall
    • Points expire after five years
    • Redeem Points Here

Note: On the CU Rewards website you may log in with your credit card account number to redeem points OR if you simply want to browse the merchandise they offer, the website also provides a link to view the site as a guest. The Amazon Store redemption option is not linked to your personal Amazon or Amazon Prime account.

Earn Rewards Faster with CU Rewards Mall

Earn additional points with every purchase made through the Mall. Featuring more than 25,000 online and in-store retailers offering additional points or special discounts.

Free Purchase Alerts powered by Visa

Now you can keep tabs on your account anytime, anywhere. Near real-time* alerts, free for 1st CCU Visa cardholders. Purchase alerts powered by Visa help you reduce fraud and monitor your spending anytime, anywhere. image of computer monitor and cell phone

You can receive a text message or email shortly after your Visa card has been used. So if there is fraudulent activity, you'll be notified and can act quickly to stop the situation.

Customize transaction alerts to fit your needs when your Visa card is used:

    • For purchases over a specified dollar amount
    • For purchases online, over the phone or through the mail
    • Outside the United States

Alerts are powered by Visa. To start enjoying more protection and peace of mind, SIGN UP FOR ALERTS


*Actual time to receive Alerts powered by Visa dependent on wireless service and coverage within the area. Alerts service may not be available in all areas. Gasoline alerts may not include purchase amount. Account activity qualifying for Alert service may vary by issuer. Additional restrictions apply.

 

1st Community Credit Union follows OFAC regulations regarding not allowing transactions with sanctioned entities.