Credit Cards

Give yourself some credit!

Our Visa Credit Card offers a great rate and you earn Reward points while you shop.

Are you juggling several credit cards with different rates and billing terms?  Simplify your life by rolling over your other credit card balances to your 1st CCU credit card. One card, one rate, one bill per month!  Contact 1st CCU for full details on credit card balance transfers.

Click Here To Apply Now

1st CCU's Visa credit card design

  • Visa EMV Chip Card
  • 9.40% Annual Percentage Rate (APR) for Purchases
  • 9.40% APR for Balance Transfers
  • 9.40% APR for Cash Advances
  • No Annual Fee
  • No Cash Advance Fee
  • More Information About Our Visa Credit Card
  • Ability To Pay Your Credit Card Bill by logging into 1st CCU Anywhere Online Banking or the 1st CCU Anywhere Mobile App  (Pay immediately or schedule future or automatic payments)
  • Online Credit Card Management   More About Online Management
  • Free Credit Card eStatements
  • CU Rewards: Earn 1 Reward Point For Each $1 Charged (see details below)

Important Phone Number For Servicing Your Credit Card:

  • Mon-Fri 8am – 5pm: 608-269-8121 or 1-888-706-1228
  • Evenings and Weekends: 1-866-820-5786
  • Report Lost/Stolen Card: 1-800-449-7728 

CURewards logo

You earn one point for every dollar you charge on your 1st CCU credit card. There is no limit to the amount of points you can earn. 
    • Points can be redeemed for Merchandise, including jewelry, watches, apparel, luggage, electronics, housewares and small appliances, music, movies, games, books, and more
    • Points can be redeemed for select items via the new convenient Amazon store catalog  (The Amazon Store redemption option is not linked to your personal Amazon or Amazon Prime account)
    • Points can be redeemed for Travel in the form of Travel Gift Cards for Airbnb, Avis, Carnival, Delta Airlines,, Royal Caribbean, Southwest Airlines, TripGift, and UBER!
    • Browse and Redeem points easily on the convenient CU Rewards website
    • Earn additional points with CU Mall
    • Points expire after five years
    • To redeem your points:
      • log into 1st CCU Anywhere
      • click on your Credit Card account button in the dashboard
      • select the 'Credit Card' option in the option list
      • you will be securely directed to the Online Credit Card Management website
      • look for your Rewards Balance on the Account Summary screen, then click on the balance to be linked to the CU Rewards website
    • View The CU Rewards Website In Guest-Mode Here

Earn Rewards Faster with CU Rewards Mall

CU Rewards has partnered with big companies to provide exclusive offers, including earning extra CU Reward points for making purchases in their store or online. Visit the CU Rewards website and click the 'Earn' tab to browse available offers.  

Free Purchase Alerts powered by Visa

Now you can keep tabs on your account anytime, anywhere. Near real-time* alerts, free for 1st CCU Visa cardholders. Purchase alerts powered by Visa help you reduce fraud and monitor your spending anytime, anywhere. image of computer monitor and cell phone

You can receive a text message or email shortly after your Visa card has been used. So if there is fraudulent activity, you'll be notified and can act quickly to stop the situation.

Customize transaction alerts to fit your needs when your Visa card is used:

    • For purchases over a specified dollar amount
    • For purchases online, over the phone or through the mail
    • Outside the United States

Alerts are powered by Visa. To start enjoying more protection and peace of mind, SIGN UP FOR ALERTS

*Actual time to receive Alerts powered by Visa dependent on wireless service and coverage within the area. Alerts service may not be available in all areas. Gasoline alerts may not include purchase amount. Account activity qualifying for Alert service may vary by issuer. Additional restrictions apply.


1st Community Credit Union follows OFAC regulations regarding not allowing transactions with sanctioned entities.