Credit Cards


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  • Visa EMV Chip Card
  • Earn Reward Points
  • No Annual Membership Fee
  • More Information
  • Pay Credit Card Bill Online (Pay immediately or schedule future or automatic payments)
  • Online Credit Card Management - AccessPoint  Learn More
  • Free eStatements
  • Design Your Own Card


Important Phone Number For Servicing Your Credit Card:

  • Mon-Fri 8am – 5pm: (608) 269-8121 or (608) 786-2420
  • Evenings and Weekends: 1-866-820-5786
  • Report Lost/Stolen Card: 1-800-449-7728

Win A Magical Shopping Spree. image of shopping cart and merchandise. Credit Union Magic Minute offer for credit card holders. Click to register online.

Magic Minute Official Rules


New! Free Purchase Alerts powered by Visa

Now you can keep tabs on your account anytime, anywhere. Near real-time* alerts, free for 1st CCU Visa cardholders.

You can receive a text message or email shortly after your Visa card has been used. So if there is fraudulent activity, you'll be notified and can act quickly to stop the situation.

Customize transaction alerts to fit your needs when your Visa card is used:

  • For purchases over a specified dollar amount
  • For purchases online, over the phone or through the mail
  • Outside the United States

Alerts are powered by Visa. To start enjoying more protection and peace of mind, sign up HERE


*Actual time to receive Alerts powered by Visa dependent on wireless service and coverage within the area. Alerts service may not be available in all areas. Gasoline alerts may not include purchase amount. Account activity qualifying for Alert service may vary by issuer. Additional restrictions apply.


CU Rewards

You earn one point for every dollar you charge on your 1st CCU credit card. There is no limit to the amount of points you can earn.
  • Redeem points for Merchandise and Travel
  • Double your points when you redeem them for travel by using your credit card for any additional travel needs such as extra tickets, car rental, and hotel accommodations
  • Earn additional points with CU Mall
  • Redeem Points Here


Earn Rewards Faster with CU Rewards Mall 

Earn additional points with every purchase made through the Mall. Featuring more than 25,000 online and in-store retailers offering additional points or special discounts.

OFAC and PSCU block the usage of Debit and Credit cards in certain countries for reasons that may include increased fraudulent activity originating from that country. As of February 2017 card activity is blocked in Iran and Cuba.