Auto Loans


It's The Final Countdown because this special offer will end soon!

Apply now for great rates and fast approval:

  1. Turn Up The Radio and head to 1st Community Credit Union in Sparta or West Salem
  2. Call Janet or Leianna at (608) 2698121 or call Michael at (608) 786-2420
  3. Submit an online application - it's so easy it'll be  Nothin' But A Good Time

Apply Now BECOME A MEMBER REQUEST MORE INFO

  • Rates as low as 1.80% APR* for a limited time when you purchase a new or used car or truck, or when you refinance a car or truck loan from another financial institution
  • Click To View Current Rates - Select the Vehicle tab
  • Up to 100% financing for qualified borrowers
  • New vehicles – terms up to 84 months*
  • Used vehicles – terms up to 72 months*
  • Older vehicles – terms up to 60 months*
  • Classic & Exotic vehicles – terms up to 48 months*
  • Refinance an existing auto loan from a dealer or another financial institution

Rock big savings as we Roll back the rates to as low as 1.80%APR*

*APR=Annual Percentage Rate. Rates, terms and conditions subject to change at any time without warning and are based on creditworthiness, qualifications and collateral conditions.Rate shown is effective beginning April 17, 2017; All loans subject to approval. Some restrictions apply. Membership eligibility required. Available for new purchases or for refinancing of existing loans on file at another financial institution. Offer not available for refinancing loan already on file at 1st CCU. Cannot be combined with other coupons or promotional offers.Contact a loan officer for full details. Federally insured by NCUA. 


Our lending experts are happy to assist you with your financing needs:

Janet Johnson, Consumer Lender


Janet Johnson - Sparta Office
(608) 366-2081
NMLS ID 1298498
Janet Nannette Johnson


Michael Garcia - West Salem Office
(608) 366-2303
NMLS ID#1187389
Michael Garcia


Leianna Melde, Consumer Loan Officer
Leianna Melde - Sparta Office
(608) 366-2301
NMLS ID 1595229
Leianna Rose Melde



Free Pre-Approval

Knowing how much you can afford and what terms you can expect eliminates expense and confusion when you shop for your new vehicle


Extended Warranties Available

Mechanical Breakdown Extended Warranty may be purchased for new or used vehicles. With this coverage, repairs may be covered even if the vehicle is out of manufacturer’s warranty.
Testimonial from Kim


GAP Coverage

Guaranteed Asset Protection is a low-cost coverage that pays the difference between your insurance settlement and your loan balance in cases where your vehicle is stolen or damaged beyond repair.

Life and Disability Coverage

This coverage can assist with loan repayment in case of disability or death. Certain age and wage restrictions apply. See a loan officer for details.