Auto Loans

Consumer Loans Apply Now

New vehicle, Used vehicle, 1st vehicle…1st Community Credit Union can assist you with a loan that puts you in the driver’s seat. Up to 100% financing for qualified borrowers:

  • New vehicles – terms up to 84 months*
  • Used vehicles – terms up to 72 months*
  • Older vehicles – terms up to 60 months*
  • Classic & Exotic vehicles – terms up to 48 months*
  • Refinance an existing auto loan from a dealer or another financial institution
  • View Current Rates

*Qualifications and some restrictions apply, based on loan type, model year, terms, amount financed, and credit history

Free Pre-Approval

Knowing how much you can afford and what terms you can expect eliminates expense and confusion when you shop for your new vehicle

Extended Warranties Available

Mechanical Breakdown Extended Warranty may be purchased for new or used vehicles. With this coverage, repairs may be covered even if the vehicle is out of manufacturer’s warranty.
Testimonial from Kim

GAP Coverage

Guaranteed Asset Protection is a low-cost coverage that pays the difference between your insurance settlement and your loan balance in cases where your vehicle is stolen or damaged beyond repair.

Life and Disability Coverage

This coverage can assist with loan repayment in case of disability or death. Certain age and wage restrictions apply. See a loan officer for details.

Our lending experts are happy to assist you with your financing needs: 

Janet Johnson, Consumer Lender
Janet Johnson - Sparta Office
(608) 366-2081
NMLS ID 1298498
Janet Nannette Johnson

Michael Garcia - West Salem Office
(608) 366-2303
NMLS ID#1187389
Michael Garcia

Leianna Melde, Consumer Loan Officer
Leianna Melde - Sparta Office
(608) 366-2301
NMLS ID 1595229
Leianna Rose Melde