Auto and Motorcycle Loans
*APR=Annual Percentage Rate. Your rate may vary. All loans subject to approval. Rates shown are effective as of October 1, 2019. Rates, terms and conditions subject to change at any time and are based on creditworthiness, qualifications & collateral conditions. Some restrictions apply. Membership eligibility required. Offer not to be combined with other coupons or promotional offers. Not for refinancing of loans already on file at 1st CCU. Contact 1st CCU for full details and all current rates. Anyone who lives or works in Monroe, La Crosse, Jackson, Trempealeau or Vernon county in Wisconsin is eligible for membership at 1st CCU. Immediate family members of existing 1st CCU members are also eligible to join. Federally insured by NCUA. NMLS 411004.
FA-BOO-LOUS rates when you buy or re-fi
a new or used auto or recreational vehicle!
- New Auto Loans starting as low as 2.75% APR
- Used Auto Loans starting as low as 3.00% APR
- Recreational Loans starting as low as 3.35% APR
- Up to 100% financing for qualified borrowers
- New vehicle loan terms up to 84 months**
- Used vehicle loan terms up to 72 months**
- Older vehicle loan terms up to 60 months**
- Refinance an existing loan from a dealer or another financial institution
Our Auto and Motorcycle Loan rates are some of the best around, and our lending team offers fast, friendly service. Apply in person or online and you'll be in the driver's seat before you know it!
**Qualifications and some restrictions apply, based on loan type, model year, terms, amount financed and credit history.
Our lending experts are happy to assist you with your financing needs, with answers to your questions, a free pre-qualification, and more:
Direct Phone: 608-366-2301
Direct Fax: 608-366-2070
NMLS #1595229 Leianna Rose Melde
Direct Phone: 608-366-2090
Direct Fax: 608-366-2095
Direct Phone: 608-366-2039
Direct Fax: 608-366-2062
Sparta Office: 1000 West Wisconsin Street • Sparta, WI 54656 • Call 608-269-8121 or Toll-Free 888-706-1228
West Salem Office: 1410 W. Highway 16 • West Salem, WI 54669 • Call 608-786-2420 or Toll-Free 888-706-1228
Tomah Pop-Up Office: 201 Helen Walton Drive, Suite #9 (inside Cranberry Mall) • Tomah, WI 54660 • Call 888-706-1228 for an appointment with a Lender
Knowing how much you can afford and what terms you can expect eliminates expense and confusion when you shop for your new vehicle
Extended Warranties Available
Mechanical Breakdown Extended Warranty may be purchased for new or used vehicles. With this coverage, repairs may be covered even if the vehicle is out of manufacturer’s warranty.
Guaranteed Asset Protection is a low-cost coverage that pays the difference between your insurance settlement and your loan balance in cases where your vehicle is stolen or damaged beyond repair.
Life and Disability Coverage
This coverage can assist with loan repayment in case of disability or death. Certain age and wage restrictions apply. See a loan officer for details.