Auto and Motorcycle Loans

cute dog looking out of car window. Auto Loans as low as 2.75% APR, Recreational as low as 3.35% APR

*APR=Annual Percentage Rate. Rates, terms and conditions subject to change at any time without warning and are based on creditworthiness, qualifications and collateral condition. Rates shown effective March 9, 2020. All loans subject to approval. Some restrictions apply. Not available for refinancing of loans already on file at 1st CCU. Cannot be combined with coupons or other discounts. Membership eligibility required. Contact 1st CCU for full details. Federally insured by NCUA. MLS 411004.


These rates are some of the best around, and our lending team offers fast, friendly service. Apply in person or online and you'll be in the driver's seat before you know it!




  • Up to 100% financing for qualified borrowers
  • New vehicles – terms up to 84 months*
  • Used vehicles – terms up to 72 months*
  • Older vehicles – terms up to 60 months*
  • Classic & Exotic vehicles – terms up to 48 months*
  • Refinance an existing auto or motorcycle loan from a dealer or another financial institution

*Qualifications and some restrictions apply, based on loan type, model year, terms, amount financed and credit history.


Free Pre-Approval

Knowing how much you can afford and what terms you can expect eliminates expense and confusion. Stop in before you shop and get a free pre-approval.
Our lending experts are happy to assist you with your financing needs, with answers to your questions, a free pre-qualification, and more

Sparta Office: 1000 West Wisconsin Street • Sparta, WI 54656  Call 608-269-8121 or Toll-Free 888-706-1228

West Salem Office: 1410 W. Highway 16 • West Salem, WI 54669  Call 608-786-2420 or Toll-Free 888-706-1228

Tomah Office: 220 Buan Street • Tomah, WI 54660 • Call 608-366-2307 or Toll-Free 888-706-1228

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