The Centsables Savings Program For Kids

last logo for The Centsables The Centsables super friends
1st Community Credit Union is proud to offer The Centsables Savings Program, a savings account and educational resources exclusively for kids!

Who Are The Centsables?

This team of financial superheroes are on a mission to teach children all about money - in a fun way!  The animated videos, interactive website, and fun activities will help your child learn the value of money, positive money management habits, and the importance of saving. This award-winning is endorsed by the Jump$tart Coalition for Personal Financial Literacy.

Our Centsables website now offers financial education for all ages!

  • Visit
  • Click on the cents 1.0 button for children 12 and under
  • Click on the cents 2.0 button for teens
  • Click on the cents 3.0 button for millennials
  • Click on the cents 4.0 button for financial wellness tips for Adults
  • Click on the cents 5.0 button for the Mature Adults' guide to financial security

Here's how our Censtables 1.0 site helps our youngest members learn about the importance of saving:
  • Play educational games
  • Watch the Centsables animated video series
  • Read Centsables comics and books
  • For Parents, we offer a guide to introducing financial literacy at home, financial glossary, and more!
  • Teens and Millennials may select cents 2.0 or cents 3.0 to learn smart money management skills that will help them be financially successful in life
  • For Adults and Mature Adults there is information on subjects including Credit, Insurance, Protecting Personal Information, Retirement Planning, Senior Housing, and more.
The Centsables Super Friends on purple background

How Does The Centsables Savings Program At 1st CCU Work For Kids?

  • Open a Centsables Youth Savings Account with as little as $5.00*
  • Your child receives a Welcome Packet with their new Centsables Savings Account
  • Each Centsables account holder receives a punch card to track qualifying deposits
  • Redeem punched cards for cool Centsables prizes
  • Kids get a free Centsables sticker when they deposit to their account
  • Fun events and more!
*Because your child is a minor, a parent or guardian will also need to be on the account. Bring a social security card or birth certificate for the child and a valid drivers license for yourself. Federally insured by NCUA.

Why Open A Youth Savings Account?

Every child dreams about their future, and some of those dreams may require money to come true. As a parent, you want your children to achieve their dreams.  Children as young as five may have already formed distinct emotional reactions about spending and saving money. Parents can help by teaching and encouraging kids to develop good financial habits. Start by setting small goals with your child. Saving money can become a regular habit and the sense of accomplishment when achieving a goal can boost your child's self-esteem

Achieving economic prosperity is difficult, and it's especially hard for young people who've never learned how to manage money.

  • Join. For starters, open a credit union savings account for each child in your family. As soon as your children can write, have them fill out deposit and withdrawal slips. Guide teenagers through using a debit card and tracking transactions.
  • Share. Include your children in household money discussions. Show them how you budget income and expenses. As their skills improve, give them challenges—such as finding a better cell phone plan, calculating the total monthly cost of owning a car, or sticking to a budget for back-to-school or holiday spending.
  • Coach. Remind your children to ask for help when they need it. And turn to your credit union when you want help. Our tradition of service and philosophy of self-help make 1st Community Credit Union and all credit unions a natural partner in pursuing financial security.

Children's Online Privacy Protection Act (COPPA) Disclaimer
1st Community Credit Union does not knowingly collect, maintain or use personal information from our website about children under age 13. If a child whom we know to be under age 13 sends personal information to us online, we will only use that information to respond directly to that child, notify parents, or seek parental consent.