What might it take to save a million dollars? How much would you save if you changed the amount you spent on buying lunch? Find out with our Financial Calculators.
Rates effective 1/11/2018 and subject to change. New Money Specials are limited time offers. Minimum $1,000 deposit. Early withdrawal penalties may apply. Rates shown above are Share Certificate rates; not available for IRA Certificates. 13 month and 21 month available for New Money Deposits only. At the end of the term the 13 Month Certificate will auto-renew as a 12-month Certificate and the 21 Month Certificate will auto-renew as an 18-month Certificate. Membership eligibility required. Contact 1st CCU for full details. Federally insured by NCUA.
*APY=Annual Percentage Yield
|12 Mo RECENT INCREASE!||1.15% /||1.16% APY|
|13 Mo NEW MONEY SPECIAL!||1.25% /||1.26% APY|
|18 Mo||1.25% /||1.26% APY|
|21 Mo NEW MONEY SPECIAL!||1.50% /||1.51% APY|
|24 Mo||1.40% /||1.41% APY|
|30 Mo||1.60% /||1.61% APY|
|36 Mo||1.75% /||1.77% APY|
|48 Mo||2.00% /||2.02% APY|
|60 Mo RECENT INCREASE!||2.35% /||2.38% APY|
PRIMARY SHARE ACCOUNT
ULTIMATE SAVINGS ACCOUNT
MONEY MARKET SHARE DRAFT ACCOUNT
NON-INTEREST BEARING SHARE ACCOUNT
CHRISTMAS CLUB ACCOUNT
- Open with as little as $5.00
- Punch card to track qualifying deposits
- Redeem punched cards for prizes
- Games and Resources that teach kids about money
- Federally insured by NCUA
Are your kids on the right track to financial independence?
For many of today's young adults, the weakest link lies in learning the basics. Only 35% of teens know how to balance a checking account or manage credit cards. During the past several years, a decline in overall financial knowledge is especially pronounced among 18-year-olds, and 13% fewer teens have bank accounts.*
Achieving economic prosperity is difficult, and it's especially hard for young people who've never learned how to manage money.
Your credit union is ideally positioned to respond because we believe in the power of education. We're here to help you launch the youth in your life toward financial independence, and here’s how:
- Join. For starters, open a credit union savings account for each child in your family. As soon as your children can write, have them fill out deposit and withdrawal slips. Guide teenagers through using a debit card and tracking transactions.
- Share. Include your children in household money discussions. Show them how you budget income and expenses. As their skills improve, give them challenges—such as finding a better cell phone plan, calculating the total monthly cost of owning a car, or sticking to a budget for back-to-school or holiday spending.
- Coach. Remind your children to ask for help when they need it. And turn to your credit union when you want help. Our tradition of service and philosophy of self-help make 1st Community Credit Union and all credit unions a natural partner in pursuing financial security.