Our Story

Welcome to 1st Community Credit Union

We're glad you're here!  We feel strongly that when communities are thriving, we all succeed.  1st CCU puts member service 1st and makes affordable solutions easy.

Who belongs to 1st CCU?  

People like you....and your neighbors, friends, teachers, students, local business owners, nurses, farmers, factory workers, and so many more!  Our members are united together for a fair source of credit, better rates, and fewer fees. Join us, you'll fit right in!

Wisconsin outline with field of membership highlighted

Who can join 1st CCU?  

Anyone who lives or works in the following 14 counties is eligible to become a member of 1st Community Credit Union.  Immediate family members of 1st CCU's members are also eligible for membership, no matter where they live!

  • Monroe County
  • La Crosse County
  • Trempealeau County
  • Buffalo County
  • Eau Claire County
  • Clark County
  • Jackson County
  • Wood County
  • Juneau County
  • Adams County
  • Sauk County
  • Richland County
  • Crawford County
  • Vernon County

How to Join

Fill out a Membership Application online, or stop in to one of our convenient locations to fill out a membership application and make a small deposit in a share savings account. Your deposits are called "shares" because you actually own shares in your credit union. That's all it takes to be eligible for the financial services offered to members of 1st Community Credit Union.* 

History of 1st Community Credit Union

In early 1961 a group of individuals met and decided there was a need to provide low cost credit to all persons in the Sparta Community. One of the immediate reasons for organizing this Credit Union was to solve the credit problems of patients and employees of Sparta's St Mary's Hospital. To help the Credit Union get a good start and to encourage thrift among the hospital workers, the hospital administration gave each of its 90 employees a $5.00 Credit Union share as a Christmas present in 1961. 
In the fall of 1980 the branch office was opened in West Salem with one full time employee. In February of 1981 the name of the Credit Union was changed from Sparta Community Credit Union to 1st Community Credit Union. In 2019 1st Community Credit Union constructed a new branch office in Tomah, which opened in February 2020.  We've now been serving our communities for over 60 years and have grown to over 14,700 members.

Board of Directors

Annually, our members elect the Board of Directors. These individuals, along with the office staff, conduct the business of your credit union. 

Current Board Members:

Wendy Whitehead, member of 1st CCU Board of Directors

Wendy Whitehead 
Board Chairperson

Joe Belling, Board of Directors

Joe Belling 
Vice Chair

Phil Yahnke, 1st CCU Board of Directors

Phil Yahnke

Doug Billings, 1st CCU Board of Directors

Doug Billings
Doug Allen, Board Member

Douglas Allen

Not pictured:

Nicholas Greenwell, Secretary

Mike Roeske, Director

9th Annual Best Of La Crosse County badgeVoted one of the top credit unions in La Crosse County for 2022

*USA PATRIOT Act Disclosure:  1st Community Credit Union complies with the USA Patriot Act of 2001. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.  Complete disclosure on transaction limitations and balance requirements are contained in our Account Disclosure Brochure. All rates, fees and terms subject to change without notice.