Our Story

About 1st CCU

1st Community Credit Union is a not-for-profit organization owned by its members...people like you. Our purpose is to provide a source of credit at a fair and reasonable rate. As a member, you are one of the owners of your Credit Union. We take pride in serving our members in the best way we know how: with friendly, personalized service. We feel assured that, if you give us a chance, you'll find choosing to become a member of our Credit Union to be one of your best financial decisions. 

History of 1st Community Credit Union

In early 1961 a group of individuals met and decided there was a need to provide low cost credit to all persons in the Sparta Community. One of the immediate reasons for organizing this Credit Union was to solve the credit problems of patients and employees of Sparta's St Mary's Hospital. To help the Credit Union get a good start and to encourage thrift among the hospital workers, the hospital administration gave each of its 90 employees a $5.00 Credit Union share as a Christmas present in 1961. 
In the fall of 1980 the branch office was opened in West Salem with one full time employee. In February of 1981 the name of the Credit Union was changed from Sparta Community Credit Union to 1st Community Credit Union. We've now been serving our communities for over 60 years and have grown to over 13,700 members.
In 2019 1st Community Credit Union constructed a new branch office in Tomah, which opened in February 2020.  In the fall of 2019 1st Community Credit Union announced an expansion to the field of membership, from serving 5 counties (Monroe, La Crosse, Jackson, Trempealeau, Vernon) to now serving 14 counties (the original 5 plus Juneau, Adams, Wood, Clark, Eau Claire, Richland, Sauk, Buffalo, and Crawford).

Board of Directors

Annually, you elect the Board of Directors. These individuals, along with the office staff, conduct the business of your credit union. 

Current Board Members:

Wendy Whitehead, member of 1st CCU Board of Directors

Wendy Whitehead 
Board Chairman

Joe Belling, Board of Directors

Joe Belling 
Vice Chair

Phil Yahnke, 1st CCU Board of Directors

Phil Yahnke

Board member Scott Herrmann

Scott Herrman

Doug Allen, Board Member

Douglas Allen

Not pictured:

Nicholas Greenwell, Secretary

Doug Billings, Director

Field of Membership

Anyone living or working in the following Wisconsin counties is eligible to be a member of 1st Community Credit Union. Immediate family of 1st CCU members are also eligible to join, no matter where they live.
  • Monroe County
  • Vernon County
  • La Crosse County
  • Trempealeau County
  • Jackson County
  • Juneau County
  • Adams County
  • Wood County
  • Clark County
  • Eau Claire County
  • Richland County
  • Sauk County
  • Buffalo County
  • Crawford County

9th Annual Best Of La Crosse County badgeVoted one of the top credit unions in La Crosse County for 2022

How to Join

Fill out a Membership Application online, or stop in to one of our convenient locations to fill out a membership application and make a small deposit in a share savings account. Your deposits are called "shares" because you actually own shares in your credit union. That's all it takes to be eligible for the financial services offered to members of 1st Community Credit Union. Complete disclosure on transaction limitations and balance requirements are contained in our Account Disclosure Brochure. All rates, fees and terms subject to change without notice. 

USA PATRIOT Act Disclosure

1st Community Credit Union complies with the USA Patriot Act of 2001. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.