News & Events

UPCOMING EVENTS AND HOLIDAY HOURS
  • 1st CCU's Offices will close at 12:30 PM on Friday, April 7th in observance of Good Friday
  • 1st CCU is a proud sponsor of the Sparta Half Marathon/5K on June 24th
  • 1st CCU's Offices will be closed on July 4th in observance of Independence Day
  • The next Shred Event will be at our West Salem branch on Saturday, August 5th from 8:30-11:30 AM

colorful silhouettes standing united in front of 1st CCU icon

One thing you can count on, even in times of uncertainty, is that your money is safe at your Credit Union.

    • Deposit accounts at 1st Community Credit Union are covered by the National Credit Union Administration (NCUA), insured to at least $250,000, and backed by the full faith and credit of the U.S. government.

    • This includes accounts such as Savings, Checking, Money Market, Certificates, Trusts, and Retirement accounts and is the same coverage provided by the Federal Deposit Insurance Corporation (FDIC) for banks.

    • Depending on the type of account you have, your accounts could be covered by even more.

In addition, 1st Community Credit Union has always, and will continue to, operate with sound and sustainable business practices that have allowed us to maintain stability, even in the most uncertain of times - when members need it most. 1st Community Credit Union is financially and operationally strong and you can trust that your money is safe at your Credit Union

 
To find out more about NCUA insurance for various deposit accounts, use the links below.
MyCreditUnion.gov, an official website of the United States government, provides an online Share Insurance Estimator for your convenience.  If you still have questions after viewing the video link below and using the Share Insurance Estimator tool, please feel free to contact 1st CCU.

SHARE INSURANCE ESTIMATOR            SHARE INSURANCE FAQ

VIDEO OVERVIEW OF HOW TO USE THE SHARE INSURANCE ESTIMATOR


Helpful Tip When Writing A Check:

When you are signing a check you've written, please be aware that you should avoid letting your signature interfere with the MICR line. The MICR line is the series of numbers printed at the bottom of your check. The numbers are printed in magnetic ink and they represent the credit union's routing number, your account number, and the number of the check you are writing. When a check is being processed it is scanned by a MICR Reader, and if your pen has strayed into that MICR number when you signed your name the pen marks interfere with the proper scanning of the check.  Keeping your signature away from the MICR line helps you and the credit union!
check writing tip: don't let your signature bleed into the MICR line