Government Stimulus Information
With the passing of the American Rescue Plan Act in early March 2021, Stimulus payments will most likely be delivered to consumers soon. The Federal Government will plan to send out EIP Direct Deposits in waves to those who have an account number on file with the IRS or Social Security.
What You Need To Know About Stimulus Payments:
- The stimulus payments are distributed by the Federal Government and 1st Community Credit Union has no control over when your payments are deposited to your account.
- Because the deposits are sent in waves, your friends and family members may receive the EIP deposit one or more weeks before or after you receive it.
- Most payments will arrive by Direct Deposit to the account information on file with the IRS . In some cases, eligible recipients will receive a paper check or debit card by mail.
- Please utilize Online Banking and free Deposit eAlerts to check your account for the Stimulus deposit(s). We expect high call volumes as a result of these payments and using our convenient eServices will help you save time. Scroll down for information on how to check for pending transactions in Online Banking, or how to set up eAlerts to notify you of deposits to your account. It's also easy to check your daily balance via our free Mobile App or P.A.T.T. Telephone Banking.
The IRS website should be your resource for any questions you have regarding eligibility for Economic Impact Payments. The IRS will make updates to their website as new information becomes available.
What If My Information Is Different Now:
- Stimulus payments are sent out using the information on file with the IRS or Social Security. If your account information has recently changed, provide the IRS with updated information as soon as possible.
SAVE TIME AND HASSLE WITH E-SERVICES:
|SEE PENDING DEPOSITS AND ENROLL IN DEPOSIT E-ALERTS BY LOGGING INTO ONLINE BANKING|
To find out when the stimulus check is likely to hit your account, check out 'Pending Transactions' in Online Banking:
To be notified when the stimulus check has been deposited to your account, enroll in free eAlerts:
Note: Members who do not have internet access but have a cell phone that is capable of receiving text messages may ask a 1st CCU Member Service Representative for assistance in getting set up to receive text alerts for activity in their account.
|BEWARE OF NEW SCAMS THAT WILL POP UP AND WATCH FOR SUSPICIOUS ACCOUNT ACTIVITY|
When the EIP stimulus plan has been put into place, consumers will begin to see an increase in scams. Con artists will set up fake websites, send out emails, blast phony text messages and start calling consumers in an attempt to trick people. The Federal Trade Commission advises consumers to avoid becoming a victim of these scams by doing the following:
Select your state in the dropdown field and click the Search button, then select the appropriate link for filing online, information on filing via telephone, or a link to more information
|RETIREMENT SAVINGS ACCESS ASSISTANCE|
|STUDENT LOAN ASSISTANCE|
The StudentAid.Gov website updates their website as new information comes in.
|SMALL BUSINESS ASSISTANCE|
1st Community Credit Union is here for you. If you are experiencing hardship or if you anticipate challenges please reach out to 1st CCU directly by calling 888-706-1228 during business hours or to leave a message after business hours.