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Blog - 1st Community Credit Union

Welcome to the 1st Community Credit Union Blog! Here you’ll find the inside scoop on 1stCCU’s services, personal finance, people, nonprofits in the region, community members and events! There are so many good stories that come out of our work here – the 1stCCU Blog is where these stories will live. Check back often to stay up-to-date with our latest news and articles. Visit the Blog Archive to view more!

Identity Theft Security for Teens and College Students

August 2022

Identity theft occurs when someone uses your personal data to commit fraudulent acts. This can include your name, birthday, and other important pieces of information like your social security number. It is done most of the time to steal money or purchase expensive items.

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What You Need To Know About Mortgage Pre-Approval

July 2022

If you feel ready to buy your own place and are considering getting a mortgage, there’s one thing you should do first. Mortgage pre-approval is a great and quick way to determine how much you can borrow to purchase the home you want. Your lender will check and review your financial details, including your income, assets, and credit score, to find loan options you could be qualified for.

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Budget Tips 101: How To Plan Your Next Getaway

June 2022

Traveling can be a fun and relaxing way to spend your free time. However, it can also be expensive because of accommodations, food, and transportation. So, before you hop on to the next plane, train, or boat, it's best to consider having a plan. Here are some tips on how you can start budgeting for your next getaway:

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Budgeting Tips: The Best Time To Buy Your Favorite Products

Summer 2022

Stores and manufacturers like to offer deep discounts on certain popular products at specific times of the year. If you love a good sale it's a great idea to time your purchases so you can take advantage of these traditions. The following list shows the best month to find the best prices on popular items:

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man and woman looking at computer

Budgeting Tips: Start a Small Business by turning your hobby into a Career

Summer 2022

While most people have a passion, hobby, or talent, few are able to turn a hobby into a profitable business venture. Use these questions to guide you as you transform your hobby into the next small business in your area.

How can you make it unique? Having a talent for something doesn't always

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Budgeting Tips: Saving Practices Made Easy

Summer 2022

It's easy to postpone starting to save for a later day, but a solid plan is key to success. By following some basic guidelines, you're more likely to achieve financial security.

Pay Yourself First.

Use automated transfers to get in the habit of saving. Money will be transferred

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Budgeting Tips: Saving Money When There's Not Much To Save

Summer 2022

Many Americans struggle financially, living paycheck to paycheck, hoping they have enough to cover all their bills at the end of the month. Life is easier if you have a cash cushion or an emergency fund, but how do you save when there is not much fat in your budget?

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