Additional Loans

Mobile Home Loans 

1st Community Credit Union can assist you in financing an affordable alternative to home ownership with a Mobile Home loan. 
  • New or Used 
  • Single-wide or Double-wide 
  • Affordable fixed rates
  • Down payment required

Apply Now


Private Student Loans

The Smart Option Student Loan® for 1st Community Credit Union by Sallie Mae® 

For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates! 

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates providing even more flexibility
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers 
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists
To learn more, please get started here

You may also be interested in the FAFSA website for Federal Student Aid

Share Secured

You may secure your loan with funds on deposit in your Share Savings account to qualify for a competitive rate. 

Share Certificate Secured

Secure your loan with your 1st CCU Share Certificate and your rate is only 1% above the current APY. 

Signature Loan

Unsecured loans available to qualified members.
Sarah's testimonial

Contact us to discuss financing: 


Janet Johnson, Consumer Lender


Janet Johnson Email
Sparta Office
Direct Phone: 608-366-2081
Direct Fax: 608-366-2082
NMLS #1298498 Janet Nannette Johnson





Michael Garcia Email
West Salem Office
Direct Phone: 608-366-2303
Direct Fax: 608-366-2074
NMLS #1187389 Michael Garcia



Leianna Melde Email
Sparta Office
Direct Phone: 608-366-2301
Direct Fax: 608-366-2070
NMLS #1595229 Leianna Rose Melde