1st-Time Home Buyers
Buying your 1st home isn't just a transaction, it's an exciting milestone in your life! Our Mortgage Experts will guide you through the process, and they work flexible hours to meet your needs.
- Great rates are available NOW!
- $0-Down Payment options available
- Low closing costs
- Friendly, local lending experts
- Flexible terms
- Free pre-approval
- AND...a FREE LAWNMOWER to 1st-Time Home Buyers!
Become A Member Contact Us Meet Our Lenders
A Home Loan Pre-Qualification has become a crucial first step in buying a home. The Pre-Qualification is a simple, easy way for you to find out ahead of time if you will qualify for a home loan, the loan amount you will qualify for, and the kind of monthly payments you can afford. In today's home buying market, buyers generally need a Pre-Qualification Letter in hand before a Realtor will begin showing them homes. We've been in an environment with a low inventory of home for sale and a high volume of potential buyers. Having that Pre-Qualification Letter in hand shows Realtors and Sellers that you are a serious buyer who already has financing in place.
DON'T WAIT! Getting that initial Pre-Qualification with one of our lenders should be the first step in your path to owning a home. It's a free, no-obligation conversation and a great way to get your questions answered. Our mortgage experts have helped many 1st-Time Homebuyers navigate the mortgage loan process from pre-approval to loan closing, and you can see a few of them pictured below with their free lawnmower.
You could be next!
All loans subject to approval. Conditions apply. Ask a 1st CCU Mortgage Expert for current rates, terms and mortgage options. Membership eligibility required. Anyone living or working in our 14-county field of membership (La Crosse, Jackson, Monroe, Vernon, Trempealeau, Juneau, Adams, Wood, Clark, Eau Claire, Richland, Sauk, Buffalo, and Crawford Counties) is eligible for membership. Depending on inventory, actual lawnmower you receive may not be the exact model picture here, but will be of equal or greater value.