1st-Time Homebuyer Program

Buying your 1st home isn't just a transaction, it's an exciting milestone in your life! 

Our Mortgage Experts will guide you through the process, and they work flexible hours to meet your needs.
free lawnmower for 1st-Time Homebuyers who finance their 1st home with 1st CCU
  • Great rates are available NOW!
  • $0-Down Payment options available
  • Low closing costs
  • Friendly, local lending experts
  • Flexible terms
  • Free pre-approval
  • AND...a FREE LAWNMOWER to 1st-Time Home Buyers!

Become A Member Apply Now Contact Us

Barb Burnham Molli Hundt Michael Garcia Scott White

DON'T WAIT! Getting that initial Pre-Qualification with one of our lenders should be the first step in your path to owning a home. It's a free, no-obligation conversation and a great way to get your questions answered. Barb, Molli, Michael and Scott have helped many 1st-Time Homebuyers navigate the mortgage loan process from pre-approval to loan closing, and you can see a few of them pictured below with their free lawnmower.


You could be next!

1st-time Homebuyer Paul pictured with Barb Burnham, Mortgage Loan Officer, and his free lawnmower 1st time homebuyers Eric and Jennifer pictured with their children and their new lawnmower. Also pictured is Molli Hundt, Mortgage Lender 1st time homebuyer Shane, pictured with his new lawnmower and Molli Hundt, Mortgage Loan Officer Matt, a 1st-Time home buyer, pictured with his new lawnmower and Michael Garcia, Mortgage Loan Officer 1st-Time home buyer Ben pictured with his new lawnmower and Michael Garcia, Mortgage Loan Officer 1st-time homebuyer Richard, picture with his new lawnmower and Barb Burnham, Mortgage Loan Officer. 1st-time Homebuyer Kolten pictured with his new lawnmower and Michael Garcia 1st Time Homebuyer pictured with 'Mortgage Molli' NMLS 488022, and his new lawnmower 1st Time Homebuyer Mary S is pictured with 'Mortgage Molli' NMLS 488022 and Realtor Spenser Nickelatti Molli Hundt, Mortgage Loan Officer NMLS 488022, pictured with 1st time homebuyers James and Jennifer First time homebuyer Aaron with with Mortgage Loan Officer Michael Garcia (and his new lawnmower) 1st-Time Homebuyers Zach and Brianne with Realtor Dani Malay and Mortgage Loan Officer Michael Garcia NMLS 1187389 Nicholas and Melissa, first-time homebuyers, pictured with their free lawnmower 1st-Time Homebuyers Darrrel and Candace leave their loan closing with a new free lawnmower First-time homebuyers Marty and Jenna pictured with Molli Hundt and their new lawnmower 1st Time Homebuyer Emily, pictured with her new free lawnmower and Molli Hundt, Mortgage Loan Officer 1st Time Homebuyer Jody pictured with her new lawnmower and Molli Hundt, Mortgage Lender 1st Time Homebuyers Nick and Stacy with Molli Hundt, Mortgage Loan Officer 1st time homebuyer Elitzadely pictured with her new lawnmower, and Molli Hundt, Mortgage Loan Officer 1st Time Home buyer B. Modlin picture with Scott White, Mortgage Lender and the lawnmower he got at closing. 1st Time Home buyer Chris pictured with his Realtor and Molli Hundt, Mortgage Loan Officer 1st Time Homebuyer Sierra pictured with her new free lawnmower and Mortgage Lender Molli Hundt and Realtor Marta Volden 1st Time Homebuyers Sarah and Conner pictured with Mortgage Lender Molli Hundt and their new free lawnmower first time home buyers N and L Devney pictured with Mortgage Lender Scott White and their new free lawnmower First time homebuyer Jake pictured with his new lawnmower and Molli Hundt, Mortgage Lender NMLS488022 First time homebuyers pictured with their new lawnmower and Scott White, Mortgage Lender NMLS82835 1st time Homebuyers pictured with their new lawnmower and Scott White, Mortgage Lender 1st time Homebuyer pictured with his new lawnmower and Molli Hundt, Mortgage Lender 1st-Time homebuyer D. Woodworth, pictured with realtor Jeanne Button 1st time home buyers with his new lawnmower, pictured with Barb Burnham, Mortgage Loan Officer. 1st time home buyer with free lawnmower, pictured with Barb Burnham 1st time home buyer with lawnmower, pictured with Barb Burnham 1st time home buyer with free lawnmower, pictured with Molli Hundt 1st time home buyers with free lawnmower, pictured with Barb Burnham 1st time home buyer with free lawnmower, pictured with Barb Burnham 1st time home buyer with free lawnmower, pictured with Molli Hundt 1st time home buyer with free lawnmower, pictured with Barb Burnham 1st time home buyer with free lawnmower, pictured with Barb Burnham 1st time home buyer with free lawnmower 1st time home buyer with free lawnmower, pictured with Barb Burnham 1st time home buyers with lawnmower 1st time home buyers with lawnmower 1st time home buyer with lawnmower, pictured with Barb Burnham 1st time home buyers with lawnmower, pictured with Molli Hundt 1st time home buyers with lawnmower, pictured with Barb Burnham 1st time home buyer with free lawnmower, pictured with Barb Burnham 1st time home buyers pictured with free lawnmower 1st time home buyers with free lawnmower, pictured with Barb Burnham 1st time home buyer with free lawnmower 1st time home buyers with free lawnmower, pictured with Molli Hundt 1st time home buyer with free lawnmower, pictured with Barb Burnham 1st time home buyer with free lawnmower 1st time home buyer with free lawnmower, pictured with Molli Hundt 1st time home buyer with free lawnmower, pictured with Molli Hundt 1st time home buyers with free lawnmower, pictured with Molli Hundt 1st time home buyers with free lawnmower, pictured with Molli Hundt 1st time home buyer with free lawnmower, pictured with Molli Hundt 1st time home buyer with free lawnmower, pictured with Molli Hundt 1st time home buyer with free lawnmower, pictured with Molli Hundt 1st time home buyers with free lawnmower, pictured with Molli Hundt 1st time home buyer with free lawnmower, pictured with Molli Hundt 1st time home buyer, pictured with Molli Hundt 1st time home buyer with free lawnmower, pictured with Michael Garcia 1st time home buyer with free lawnmower, pictured with Scott White 1st time home buyer with free lawnmower, pictured with Molli Hundt 1st time home buyer with free lawnmower, pictured with Molli Hundt 1st time home buyer, pictured with Molli Hundt 1st time home buyer with free lawnmower, pictured with Molli Hundt 


Image of lawnmower on grass. 1st-time homebuyers get mower with 1st CCU.  

All loans subject to approval. Conditions apply. Ask a 1st CCU Mortgage Expert for current rates, terms and mortgage options. Membership eligibility required. Anyone living or working in La Crosse, Jackson, Monroe, Vernon, or Trempealeau Counties is eligible for membership. Depending on inventory, actual lawnmower you receive may not be the exact model picture here, but will be of equal or greater value.