1st-Time Home Buyers
Buying your 1st home isn't just a transaction, it's an exciting milestone in your life! Our Mortgage Experts will guide you through the process, and they work flexible hours to meet your needs.

- Great rates are available NOW!
- $0-Down Payment options available
- Low closing costs
- Friendly, local lending experts
- Flexible terms
- Free pre-approval
- AND...a FREE LAWNMOWER to 1st-Time Home Buyers!

Become A Member Apply Now Contact Us
DON'T WAIT! Getting that initial Pre-Qualification with one of our lenders should be the first step in your path to owning a home. It's a free, no-obligation conversation and a great way to get your questions answered. Our mortgage experts have helped many 1st-Time Homebuyers navigate the mortgage loan process from pre-approval to loan closing, and you can see a few of them pictured below with their free lawnmower.
You could be next!
All loans subject to approval. Conditions apply. Ask a 1st CCU Mortgage Expert for current rates, terms and mortgage options. Membership eligibility required. Anyone living or working in our 14-county field of membership (La Crosse, Jackson, Monroe, Vernon, Trempealeau, Juneau, Adams, Wood, Clark, Eau Claire, Richland, Sauk, Buffalo, and Crawford Counties) is eligible for membership. Depending on inventory, actual lawnmower you receive may not be the exact model picture here, but will be of equal or greater value.