check illustration
1st Community Credit Union offers you the convenience of a checking (share draft) account without the high costs that you have seen elsewhere.
  • No Per Check Fees
  • No Minimum Balance
  • Unlimited Transactions
  • Mobile and Internet Banking
  • Debit Card for qualifying accounts
  • Deposit checks with Mobile Deposit Capture!
Check out 1st Community Credit Union! Give us a chance to meet your checking account needs. 


Overdraft Protection

Overdraft protection is available by linking multiple accounts together. This allows automatic transfers to cover overdrafts for a small fee per transfer. (Some limitations apply)

Need a debit card? We can issue your new Visa Debit Card within minutes of opening the account and you will be able to immediately use the card and self-selected PIN at ATM's and merchants right away. With a qualifying 1st CCU checking account, your debit card gives you access to the cash in your account wherever Visa is accepted. Federally insured by NCUA. Membership eligibility required. Some restrictions may apply.


Helpful Tip When Writing A Check:

When you are signing a check you've written, please be aware that you should avoid letting your signature interfere with the MICR line. The MICR line is the series of numbers printed at the bottom of your check. The numbers are printed in magnetic ink and they represent the credit union's routing number, your account number, and the number of the check you are writing. When a check is being processed it is scanned by a MICR Reader, and if your pen has strayed into that MICR number when you signed your name the pen marks interfere with the proper scanning of the check.  Keeping your signature away from the MICR line helps you and the credit union!
check writing tip: don't let your signature bleed into the MICR line