1st Community Credit Union offers you the convenience of a checking (share draft) account without the high costs that you have seen elsewhere.
  • No Per Check Fees
  • No Minimum Balance
  • Unlimited Transactions
  • Mobile and Internet Banking
  • Debit Card for qualifying accounts
  • Deposit checks with Mobile Deposit Capture!

image of man with open arms. Check us out! Give us a chance to meet your checking account needs. 1st CCU offers the convenience of a Checking (Share Draft) Account without the high costs you've seen elsewhere. Federally insured by NCUA.


link to Jessica and Michael's testimonial

Overdraft Protection

Overdraft protection is available by linking multiple accounts together. This allows automatic transfers to cover overdrafts for a small fee per transfer. (Some limitations apply)

Need a debit card? We can issue your new Visa Debit Card within minutes of opening the account and you will be able to immediately use the card and self-selected PIN at ATM's and merchants right away. With a qualifying 1st CCU checking account, your debit card gives you access to the cash in your account wherever Visa is accepted. Federally insured by NCUA. Membership eligibility required. Some restrictions may apply.