Current Deposit Rates
Savings Certificates	Annual	Annual
	Percentage	Percentage
	Rate	Yield
6 Months	0.80%	0.80%
12 Months	0.95%	0.95%
18 Months	1.00%	1.01%
24 Months	1.25%	1.26%
30 Months	1.30%	1.31%
36 Months	1.65%	1.66%
48 months	1.90%	1.92%
60 Months	2.20%	2.22%
Individual Retirement Accounts
Add-On	0.75%	0.75%
12 Months	0.95%	0.95%
18 Months	1.00%	1.01%
24 Months	1.25%	1.26%
30 Months	1.30%	1.31%
Share Deposits
Ultimate Savings <$1000.00	0.30%	0.30%
Ultimate Savings >$1000.00	0.50%	0.50%
Money Market Checking
Minimum $25.00 - $999.99	0.25%	0.25%
Minimum $1,000.00 - $9,999.99	0.25%	0.25%
Minimum $10,000.00 - $24,999.99	0.50%	0.50%
Minimum $25,000.00 - $99,999.99	0.75%	0.75%
Minimum $100,000+	0.85%	0.85%
Regular Share Savings	0.30%	0.30%
Christmas Club	0.50%	0.50%
Share Drafts	0.00%	0.00%
Rates shown for Add-On IRA Accounts and Share Deposit Accounts are the last declared rates and should not be construed as current offerings.  Rates are current as of 01/05/2012 and are subject to change daily.