1st Community Credit Union Fees
Effective 5/1/2011
Account Printout $1.00
Amortization Schedule $2.00
Balancing Assistance (per hour) $10.00
Cashiers Checks With Active Checking 3 Free/month
Cashiers Checks No Active Checking $2.00
Cashiers Ck/Money Order Clear Inquiry $1.00
Certified Check $2.00
Copy of Cashiers Check / Money Order
If requested 60 days from date of issue: $2.00
If requested more than 60 days from issue: $12.00
Copy of Personal Check
$2.00
Credit Card Late Payment Fee $20.00
Credit Card Over Limit Fee $20.00
Dormant Account Fee*(yearly) $15.00
Early Closing Fee (within 90 days) $15.00
Garnishment / Levy $25.00
Local / Toll Free Fax $1.00 per page
Long Dist. Fax $3 for 1st page, $1 addt'l pages
Mailed Receipt Fee** $1.00
Money Market Share
Balance drops below $1000: $10/mo
Clearing more than 3 cks/mo: $5/check
Money Orders $0 - $1,000 $1.50
Money Orders $1000 - 2,000 $2.50
Money Orders $2,000 - 3,000 $3.50
NSF ACH (per item) $20.00
NSF ATM (per item) $20.00
NSF Check Deposited $5.00
NSF Draft Fee (per item) $20.00
Overdraft Transfer (per item) $1.00
Photocopies $0.15
Research (hourly)*** $15.00
Returned Mail $1.00
Special Statement $5.00
Stop Payment ACH $20.00
Stop Pymt Block of Checks $20 + $5 per hit
Stop Payment Cashiers Check $25.00
Stop Payment Money Order $25.00
Stop Pymts Personal Checks $20.00
Western Union $35.00
Wire-Incoming $8.50
Wire-Outgoing $15.00
Wire-Foreign $5 above market
| Safe Deposit Box Fees |
3 x 5 Safe Deposit
Box $12.00 annually
3 x 10 Safe Deposit Box $20.00 annually
5 x 10Safe Deposit Box $25.00 annually
10 x 10Safe Deposit Box $35.00 annually
Safe Deposit Box Lost Key $10.00
Drill Lock on Safe Deposit Box - based on cost
| Bill Pay Fees |
First 12 Transactions Per Calendar Month: Free
Per Bill Fee (after the first 12 free): $0.40 cents each
Annual Service Charge**** : $12.00
Inactive Bill Pay Account***** : $3.00 per month
Research Fee*** (hourly): $15.00
Copy Of A Check: $2.00
Stop Payment On Bill Pay Check: $20.00
Overdraft Transfer Fee (per item): $1.00
Overnight Fee: $14.95
2nd Day Fee-Standard: $9.95
2nd Day Fee-Economy: $4.95
Charitable Donations: $1.99
Gift Pay: $2.99
Fees Current as of May 1, 2011
* Account considered dormant if no activity for 36 months
**Receipts for mail/night drop/phone transfers will no longer be mailed unless
requested. To avoid fee, member may provide a Self-Addressed Stamped Envelope
***$15 minimum
****Annual Service Charge will be waived if the account is enrolled in
eStatements. Submit online eStatement enrollment form by December 31st
to qualify for the waiver of the Annual Service Charge
*****Failure to pay at least one bill each calendar month will result in the account
being charged a three dollar ($3.00) Inactive Fee. This fee is charged each
month there are no bills paid or attempted to be paid.