| You may be eligible for a .25% discounted rate if you have your
share draft account with 1st CCU. |
Apply
Now
Have You Heard About Our
Green Loan Discount? |
| Auto Loans |
|
24
Months |
36
Months |
48
Months |
60
Months |
72
Months |
New
Vehicle 2007-2008(under 15,000 Miles) |
5.50% |
5.75% |
6.00% |
6.00% |
6.50% |
Used
Vehicle 2008-2004
|
5.75% |
6.00% |
6.25% |
6.50% |
|
Used
Vehicle 2003-2000
|
7.00% |
7.25% |
8.00% |
|
Older
Vehicles |
|
9.25% |
|
| Classic
& Exotic Vehicles |
|
8.00% |
|
|
|
Recreational
Vehicle Loans:
|
Rates
Same As Auto Rates
|
| Contact
a loan officer for
available terms |
|
Boats
Campers 4-Wheelers
Motorcycles Scooters
5th Wheels
Motorhomes Travel Trailers
|
|
|
| Manufactured
Home Loans: |
|
|
| Single
Wide |
|
Double
Wide |
New
2007-2008 -
60 mos. |
7.50% |
2007(new)-2008
- 60 mos. 7.50%
|
Used
1-5 Years -
60 mos. |
8.25% |
Used
1-5 yrs old - 60 mos. 8.25%
|
Used
6 to 10 yrs -
60 mos. |
9.25% |
Used
6 to 10 yrs old - 60 mos. 9.25%
|
| Used
11 yrs or older - 36 mos. |
9.25% |
Used
11 yrs or older - 36 mos. 9.25% |
| |
|
|
Secured
Loans
|
| Share
Secured |
4.00% |
|
| CD
Secured |
APY
+ 2% |
|
| Prime
Plus |
5.25% |
|
| |
|
|
| |
|
|
Unsecured
Loans |
Signature
Loan
Over
$1000 |
10.00% |
|
Signature
Loan Under $1000 |
15.25% |
|
| Kwik
Cash |
10.00% |
|
| |
|
|
| |
|
|
Real
Estate Loans |
| 15-30
year Fixed Rate Mortgages |
Call
for current Rates |
|
| 10
Year Fixed (Residential Only) |
6.375% |
|
3
Year
Payable-on-demand |
6.50% |
|
| HELOC,
Less than 80% loan to value |
4.99% |
|
HELOC,
81 - 90% loan to value
|
5.49% |
|
| Home
Improvement Loans |
8.25% |
|
| 2nd
Mortgage, less than 60% loan to value |
6.50% |
|
| 2nd
Mortgage, more than 60% loan to value |
6.75% |
|
| Construction
Loan |
3.99% |
|
| Rental
Property |
7.25% |
|
| Land |
6.75% |
|
| |
|
|
| |
|
|
Commercial
and Ag Loans
|
| New
Farm Machinery |
7.00% |
|
| Used
Farm Machinery |
7.25% |
|
| Livestock |
7.00% |
|
| New
Business Equipment |
7.00% |
|
| Used
Business Equipment |
7.50% |
|
| New
Commercial/Ag Vehicle |
7.00% |
Ask
about terms |
| Used
Commercial/Ag Vehicle |
7.25% |
Ask
about terms |
| Commercial
and Ag Loans, More than $50,000 |
Call
for Current Rates |
|
*All
rates are current as of 07/01/2008
