1st Community Credit Union

Account Printout	$1.00
Amortization Schedule	$2.00
Balancing Assistance (per hour)	$10.00
Cashiers Checks
With Active Checking	3 Free/month
No Active Checking	$2.00
Cashiers Ck/Money Order Clear Inquiry	$1.00
Certified Check	$2.00
Copy of Cashiers Check / Money Order
If requested 60 days from date of issue:	$2.00
If requested more than 60 days from issue:	$12.00
Copy of Personal Check	$2.00
Credit Card Late Payment Fee	$20.00
Credit Card Over Limit Fee	$20.00
Dormant Account Fee*(yearly)	$15.00
Early Closing Fee (within 90 days)	$15.00
Garnishment / Levy	$25.00
Local / Toll Free Fax	$1.00 per page
Long Dist. Fax	$3 for 1st page $1 addt'l pages
Mailed Receipt Fee**	$1.00
Money Market Share
Balance drops below $1000	$10/month
Clearing more than 3 cks/mo	$5/check
Money Orders $0.01 - $1,000	$1.50
Money Orders $1000.01 - $2,000	$2.50
Money Orders $2,000.01 - $3,000	$3.50
NSF ACH (per item)	$20.00
NSF ATM (per item)	$20.00
NSF Check Deposited	$5.00
NSF Draft Fee (per item)	$20.00
Overdraft Transfer (per item)	$1.00
Photocopies	$0.15
Research (hourly)***	$15.00
Returned Mail	$1.00
Special Statement	$5.00
Stop Payment ACH	$20.00
Stop Pymt Block of Checks	$20 + $5 per hit
Stop Payment Cashiers Check	$25.00
Stop Payment Money Order	$25.00
Stop Pymts Personal Checks	$20.00
Western Union	$35.00
Wire-Incoming	$8.50
Wire-Outgoing	$15.00
Wire-Foreign	$5 above market

Safe Deposit Boxes (annual fee)

3 x 5	$12.00
3 x 10	$20.00
5 x 10	$25.00
10 x 10	$35.00
Lost Key	$10.00
Drill Lock	based on cost

Bill Pay Fees

First 12 Transactions Per Calendar Month	Free
Per Bill Fee (after the first 12 free)	$0.40 cents each
Annual Service Charge**** (waived if enrolled in eStatements)	$12.00
Inactive Bill Pay Account*****	$3.00/month
Research Fee*** (hourly)	$15.00
Copy Of A Check	$2.00
Stop Payment On A Bill Pay Check	$20.00
Overdraft Transfer Fee (per item)	$1.00
Overnight Fee	$14.95
2nd Day Fee-Standard	$9.95
2nd Day Fee-Economy	$4.95
Charitable Donations	$1.99
Gift Pay	$2.99

Current as of May 1, 2011

* Account considered dormant if no activity for 36 months

**Receipts for mail/night drop/phone transfers will no longer be mailed unless requested. To avoid fee, member may provide a Self-Addressed Stamped Envelope

***$15 minimum

****Bill Pay Annual Service Charge will be waived if the account is enrolled in eStatements. Submit online eStatement enrollment form by December 31st to qualify for the waiver.

*****Failure to pay at least one bill each calendar month will result in the account being charged a three dollar ($3.00) Bill Pay Inactive Fee. This fee is charged each month there are no bills paid or attempted to be paid.