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1st CCU
1st Community
Credit Union

SPARTA
1000 West Wisconsin
Street
PO Box 167
Sparta, WI 54656

Phone: 608-269-8121
Fax: 608-269-8120
Toll-Free: 888-706-1228

SPARTA HOURS
Lobby: M-W 8:30-5:00
            Th-F 8:30-5:30
            Sat 8:00-11:30

Driveup: M-F 7:30-5:30
             Sat 8:00-11:30
*ATM available 24/7


WEST SALEM
1410 Hwy 16
PO Box 913
West Salem, WI 54669

Phone: 608-786-2420
Fax: 608-786-1025
Toll-Free: 888-706-1228

WEST SALEM HOURS
Lobby: M-Th 8:30-5:00
                Fri 8:30-5:30
          Closed Saturday

Driveup: M-F 7:30-5:30
              Sat 8:30-Noon
*ATM available 24/7


FAQs (Frequently Asked Questions)

Can I access account activity if I don’t have an internet connection?
Yes, we offer the PATT (Personal Automated Telephone Teller) System. When you sign up for electronic access, you may use this free telephone service to access your account 24 hours a day, seven days a week in the privacy of your home, office, or automobile. The system allows you to transfer between accounts, check your account balance, and more!
I signed up for PATT but I can’t remember the codes.
Get 24-Hour Account Access at the tip of your finger by phoning 1-866-876-7288
  1. Enter your eight-digit Account Number, followed by the # sign
  2. Enter the number 7, then your access code, followed by the # sign
    (if you have forgotten your account # or access code, please call 1st CCU)
  3. Enter the code for the service you desire, followed by the # sign

    17 Account Balance Inquiry
    22 General Transfer
    23 Cross Account Transfer
    51 Draft Clearing Inquiry
    52 Draft Clearing History
    53 ATM Transaction History
    54 ACH Transaction History
    55 Deposit History Inquiry
    59 General History Inquiry
    90 Hours of Operation

How can I get my paycheck deposited directly into my account?
We encourage direct deposits because they are a convenient way to receive and pay funds. When setting up direct deposit, it is CRITICAL that you give your account number using the correct format because an incorrect account number may cause your deposit to be delayed or returned. You must give your entire 10-digit account number when authorizing automatic deposits. Please feel free to contact 1st Community Credit Union for assistance - we would be happy to confirm the account number to insure that you are using the correct format.

For A Direct Deposit To
Your Checking Account:
To arrange for direct deposits into your 1st CCU checking account, give our routing number and your checking account number.  You'll find both numbers located at the bottom of your checks.  Our routing number is 275981909. Your checking account number will be a 10-digit number located at the bottom of your checks, usually beginning with 70.
For example:  7010000009 or 7020000009
For A Direct Deposit To
Your Savings Account:
To arrange for direct deposits into your 1st CCU savings account, give our routing number and your savings account number.  Our routing number is 275981909.  Your savings account number is a 10-digit number and is listed on your quarterly statements.
For example: 1000000900 or 2000000900

I want to authorize a recurring automatic payment from my account.
Automatic Clearing House (ACH) withdrawals are set up through the merchant, utility company, or organization that you authorize to receive funds from your account.

Please note that if you set up automatic withdrawal transactions from your account and you need to stop the automatic withdrawal, you should first contact the company that you authorized to do the withdrawal and tell them to stop payment.

For An Automatic Withdrawl
From Checking:
To arrange for an automatic withdrawal to be deducted from your checking account, give our routing number and your checking account number.  You'll find both numbers located at the bottom of your checks.  Our routing number is 275981909.  Your checking account number will be a 10-digit number located at the bottom of your checks, usually starting with 70.
For example:  7010000009 or 7020000009
For An Automatic Withdrawl
From Savings:
To arrange for an automatic withdrawal to be deducted from your savings account,  give our routing number and your savings account number.  Our routing number is 275981909.  Your savings account number is a 10-digit number and is listed on your quarterly statement.
For example:  1000000900 or 2000000900

What products and services does 1st Community Credit Union offer?
  • Equipment Loans
  • Kwik Cash Loans
  • Commercial Loans
  • Agriculture Loans
  • Credit Cards
  • Debit Card
  • eStatements
  • Online Bill Pay
  • Online Credit Card Access
  • Safe Deposit Boxes
  • Payroll Deduction
  • Free Notary Service
  • ACH Direct Deposit
  • ACH Bill Paying
  • Money Orders
  • Overdraft Protection
  • Drive-Up Window
  • Drive-Up Night Deposit
  • Copy Service
  • Fax Service
  • Car Valuation Guide
  • Share Savings
  • Share Certificates
  • Free Share-Draft Checking
  • Money Market Account
  • IRA’s
  • 24 Hr Telephone System
  • U.S. Savings Bonds
  • Christmas Club
  • Youth Accounts
  • Auto and Truck Loans
  • Boat Loans
  • Real Estate Loans
  • Mobile Home Loans
  • eAlerts
  • Construction Loans
  • Land Loans
  • Home Improvement Loans
  • RV and Camper Loans
  • Motorcycle Loans
  • Personal Loans
  • Rural Development Loans

How do I order more checks for my share draft checking account?
You may order more checks in person, by phone, or you may order them online. To place an order online you will need the Order Identification Number and Check Number found on your check reorder form. You may not order online if you are making changes from your previous order. Please contact a Member Service Representative by phone or in person to make changes to your address or check style.
What if I forget my PIN to my Debit Card?
If you have forgotten your PIN (Personal Identification Number) for your debit card, you may request a PIN reminder for a small $5 fee. Please contact the Bookkeeping Department by calling (608) 269-8121 or toll-free 888-706-1228. You will receive your PIN reminder in 7-10 business days.
How can I switch my accounts to 1st CCU?
It’s as easy as clicking here!
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