Checking Accounts
1st Community Credit Union offers you the convenience of a checking (share draft) account without the high costs you've seen elsewhere! You will receive a statement monthly to help you balance your records.

• No Minimum Balance
• No Per Check Fees
• Easy online access with CU Online
• Competitive Interest Rate
• Federally Insured up to $100,000 by NCUA

1st CCU CASH & CHECK CARD
You can access your account without checks! A 1st CCU Cash & Check card (also called a debit card) can be used just like a check wherever VISA is accepted. Simply present your card at the time of purchase and the amount will be deducted from your checking account without the hassles of check writing. Details of the transaction will appear on your monthly statement.  Leave the bulky checkbook at home - travel light with your 1st CCU Cash & Check card.

     Retail transactions:10 times per day or $500, whichever comes first

     ATM transactions: 3 times per day or $200.

Report lost or stolen card immediately

For lost/stolen debit card, call:

1-800-236-2442

OVERDRAFT PROTECTION
Overdraft protection is available from a savings account for a small fee when needed. (A maximum of six transfers per month are allowed without a signature, this includes overdraft transfers, telephone transfers & online transfers.)

P.A.T.T. Phone Number: 1-866-876-7288
24 HOUR Phone Access - P.A.T.T. is the missing link in 24 hour account access! With P.A.T.T., you can access your account 24 hours a day, seven days a week in the privacy of your home, office or automobile... You can transfer from savings to checking, check your account balance and more simply by picking up a telephone. It's easy to use, convenient and absolutely free!

Check out our rates!