Student Budget Calculator

Use this calculator to help analyze your budget as a full-time student. This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution. This calculator allows you to input your expenses and income for an eight month school year running from September through April.

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Definitions

Payment Frequency

Each item in your budget can be schedule to be paid as follows:

Payment frequency	Payment Will Happen
Start of school year	One payment at the start of the school year
Semester 1 & 2	Two payments. One at the beginning of semester 1, the second at the beginning of semester 2.
Semester 2	One payment at the beginning of semester 2.
Monthly of school year	A payment for each month of the school year, September through April

School Expenses: Tuition, textbooks, supplies and related materials, lab fees, library fees, photocopying and other related expenses.
Food and Groceries: Meal plan, groceries, eating out, snacks and other related expenses.
Living Expenses: Residence, electric, cell/pager, Internet, rent, phone, cable, child care and other living expenses.
Professional Fees: Doctor, dentist, eye care, hair stylist, manicure/pedicure, masseuse/chiropractor, veterinarian, other.
Entertainment and Travel: Going out, movies , movie rental, CD's/DVD's, concerts, travel and other related expenses.
Clothing: Purchases, cleaning, repair and other related expenses.
Loans: Personal, credit cards and other related expenses.
Contributions and Gifts: Charity, church and other related expenses.
Savings and Investments: Savings towards short term goals, savings towards long term goals, other savings.
Miscellaneous: Membership dues, postage, health club, Christmas gifts, birthday gifts, any other expenses.
Personal Toiletries: Hair care products (shampoo etc), body care products (razors etc), facial care products (make-up etc), prescription drugs/vitamins and other related expenses.
Transportation: Bus/Subway pass, car payments, gas/oil, licensing, visits home, insurance, maintenance and other related expenses.
Contributions and Income: Scholarships, fellowships/grants, other aid (such as federal loans), available savings, RESP's, family contributions, expected wages/tips, other income/assets.