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Featured Homes
Let
1st Community Credit Union assist you
in
finding a home loan option that fits your needs!
We
Can Put You
In
This Home
For:

$570.66
per month*
409 S. Myrtle Street, Sparta
$89,900 selling price
Big
kitchen/formal dining
3 Bedroom/1 Bath
Approx.
1200 sq ft
Central Air
Fully-fenced
back yard
Move-in ready in great neighborhood!
Appliances included
*Monthly
principal and interest payment, does not include taxes and insurance.
Payment based on 30 year loan at 6.25% / 6.745%APR. Assumes 5% down payment
of $4500. Buyer will have 120 principal, interest, and PMI payments of
$570.66, 12 principal, interest, and PMI payments of $537.92 and 228 payments
(no PMI) of $525.82. Rates are subject to change at any time. See a lender
for more information. No-Down Payment Loans also available. Rates
current as of 05/05/08
Listed
by:
Beth
Lyden
Assist 2 Sell
123 N. Water St
Sparta, WI 54656
(608) 269-5229
blyden@assist2sell.com
www.wesellsparta.com
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$877.32
per month*
1515
Grant Street, Tomah
$139,900 selling
price
New
Construction
2-car Attached Garage
3BR/1
Bath
In-Floor Heat Option
1370
Sq Ft approx
1st Floor Laundry
Close
To Park, School, Church
MLS #1482939
Seller
will credit buyer $2000 for closing costs
*Monthly
principal and interest payment, does not include taxes and insurance.
Payment based on 30 year loan at 6.125% / 6.593%APR. Assumes 5% down payment
of $6995. Buyer will have 119 principal, interest, and PMI payments of
$877.32, and 241 payments (no PMI) of $807.54. Rates are subject to change
at any time. See a lender for more information. No-Down Payment
Loans also available. Rates current as of 04/17/08
Listed
by:
Connie
Mumm
First Choice Realty LLC
607 Superior Avenue
Tomah, WI 54660
www.wifirstchoicerealty.com
Phone: (608)374-SELL(7355)
Email: FirstChoice@WiFirstChoiceRealty.com
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$
751.90 per month*
831 Jefferson, Sparta
$119,900 sale price
4 BR, lots of
storage
Enclosed porch/large yard
Full basement
Family room
2-car garage
w/loft
*Monthly principal,
interest, & PMI payment, does not include taxes and insurance. Payment
based on 30 year loan at 6.125% / 6.597%APR. Assumes 5% down payment of
$5995.00. Buyer will have 119 principal, interest, and PMI payments of
$751.90, and 241 payments (no PMI)of $692.10. Rates subject to change
at any time. See a lender for more information. No-Down Payment
Loans also available to qualified buyers. Rates current as of 03/25/07
Clare Craven
America’s Land and Home Store
834 W. Wisconsin St
Sparta, WI 54656
269-7777
www.landandhomestore.com |

After
Dark Tavern
Business Opportunity
122 N. Water St, Sparta
Price
reduced:
e-mail
lwohlhoefer@1stccu.com
$185,000 sale price
Long Established Sparta Bar
Lots of loyal patrons
Beer Garden
Historic building
Up to date inside
Plenty of atmosphere
2 BR apartment upper level
See a loan officer
for information on lending options.
email lwohlhoefer@1stccu.com
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| 
$1205.49
per month*
1900 Linda Lane, Sparta
$189,900
sale price
4 BR / 3.5 Bath
Wood Laminate Floors
Master
Bedroom Suite
Basement w/Family Room
Fireplace/Central
Air
$10,000 below Fair Market Value
Stainless
Steel appliances
*Monthly principal,
interest, & payment, does not include taxes and insurance. Payment
based on 30 year loan at 6.250% / 6.712%APR. Assumes 5% down payment of
$9495.00. The buyer will have 120 principal, interest, and PMI payments
of $1205.49, 1 principal, interest, and PMI payment of $1136.34, and 239
payments (no PMI)of $1110.84. Rates subject to change at any time. See
a lender for more information. No-Down Payment Loans also available.
Rates current as of 10/26/07
Listed by:
McClain Realty
146 N. Water
St.
Sparta, WI
54656
(608) 269-3455
www.mcclain-realty.com |
$951.57
per month*
14446 Janus Avenue, Sparta
$149,900 sales price
Full Walkout
Basement
3 BR / 2 Bath
Private Well
and Septic
2200 Sq Ft approx.
Over 5 acres/Town
of Angelo
2 car detached garage with loft for office/4th room/storage
ID #3270
*Monthly principal,
interest, and PMI payment, does not include taxes and insurance. Payment
based on 30 year loan at 6.250% / 6.715% APR. Assumes 5% down payment
of $7495.00. Buyer will have 120 principal, interest, and PMI payments
of $951.57, 1 payment of $896.98, and 239 payments (no PMI)of $876.81.
Rates subject to change at any time. See a lender for more information.
No-Down Payment Loans also available to qualified buyers Rates
current as of 10/26/07
Jennifer Holliday
United Country Markim Realty
144 N. Water St.
Sparta, WI 54656
269-0057
www.spartarealty.com
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| 
$855.96
per month*
1218
W. Circle Dr, Sparta
$139,900 sale price
4 BR / 2 Bath
West side/quiet neighborhood
Lots of room
for the family
Basement w/Family Room
Central Air
Workbench in garage
Appliances included
*Monthly principal,
interest, & payment, does not include taxes and insurance. Payment
based on 30 year loan at 5.875% / 6.363%APR. Assumes 5% down payment of
$6995.00. The buyer will have 119 principal, interest, and PMI payments
of $855.96, 8 principal, interest, and PMI payments of $805.01, and 233
payments (no PMI)of $786.18. Rates subject to change at any time. See
a lender for more information. No-Down Payment Loans
also available. Rates current as of 03/24/08
Lynda Smith
McClain Realty
146 N. Water Street
Sparta, WI 54656
269-3455
www.mcclain-realty.com |

$751.90
per month*
628 Pearl St, Sparta
$119,900 sales price
3 BR / 2 Bath
Original Maple floors
Updated kitchen
Close to pool & golf course
1-car detached
garage
Full Basement
ID #3450
Appliances and
window treatments included
*Monthly principal,
interest, and PMI payment, does not include taxes and insurance. Payment
based on 30 year loan at 6.125% / 6.597% APR. Assumes 5% down payment
of $5995.00. Buyer will have 119 principal, interest, and PMI payments
of $751.90, and 241 payments (no PMI)of $692.10. Rates subject to change
at any time. See a lender for more information. No-Down Payment Loans
also available to qualified buyers Rates current as of 03/25/08
Steve Stark
United Country Markim Realty
144 N. Water St.
Sparta, WI 54656
269-0057
www.spartarealty.com
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| 
$855.96/month*
502 S 16th Ave, Bangor
$139,900 sale
price
New Cherry Kitchen
w/ceramic
Surround System
Formal Dining/Vaulted
Ceiling
Panoramic view from backyard
Totally Remodeled
New wiring, plumbing, roof, & siding
MLS # 995841
*Monthly principal,
interest, & PMI payment, does not include taxes and insurance. Payment
based on 30 year loan at 5.875% / 6.363%APR. Assumes 5% down payment of
$6995.00. Buyer will have 119 principal, interest, and PMI payments of
$855.96, 8 principal, interest, and PMI payments of $805.01, and 233 payments
(no PMI)of $786.18. Rates subject to change at any time. See a lender
for more information. No-Down Payment Loans also available to qualified
buyers. Rates current as of 03/24/08
Karla Frank
Bi-State Realty & Appraisals
720 Hwy 16 W
West Salem, WI 54669
786-4424
www.bi-statehomesales.com
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$
975.88 per month*
717 Austin St, Sparta
$159,500 sale
price
3 BR / 2 Bath
Newer roof, windows, flooring
Near schools
Culligan & Beaver systems
Big yard w/garden
Eat-in Kitchen, lots of counter space
Full, finished basement, plenty of storage
MLS #985781
*Monthly principal,
interest, & PMI payment, does not include taxes and insurance. Payment
based on 30 year loan at 6.125% / 6.330%APR. Assumes 5% down payment of
$7975.00. Buyer will have 119 principal, interest, and PMI payments of
$975.88, and 241 payments (no PMI)of $896.33. Rates subject to change
at any time. See a lender for more information. No-Down Payment Loans
also available to qualified buyers. Rates current as of 03/25/07
Clare Craven
America’s Land and Home Store
834 W. Wisconsin St
Sparta, WI 54656
269-7777
www.landandhomestore.com
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| 
$
658.46 per month*
602 Merrywood Lane, Sparta
$105,000 sale price
3 Bdrms/2 Bath
Ranch
Partially finished basement
Over 1500 Sq
Ft
Tucked away on hidden street
Near elementary
& high school
MLS #971082
Some appliances
included
*Monthly principal,
interest, and PMI payment, does not include taxes and insurance. Payment
based on 30 year loan at 6.125% / 6.600%APR. Assumes 5% down payment of
$5250.00. Buyer will have 119 principal, interest, and PMI payments of
$658.46, and 241 payments (no PMI)of $606.09 Rates subject to change at
any time. See a lender for more information. No-Down Payment Loans also
available to qualified buyers. Rates current as of 03/25/08
Wendy Struble
213 N. Black River St
Sparta, WI 54656
366-1999
www.gerrardhoeschler.com |

$
721.17 per month*
9688 Idell, Sparta
$115,000 sale
price
3 Bdrms/1 Bath
Ranch
1200 Sq Ft + attached garage
Gas Fireplace
Eastview Estates Subdivision
Built in 1999
MLS #989045
Appliances included
*Monthly principal,
interest, and PMI payment, does not include taxes and insurance. Payment
based on 30 year loan at 6.125% / 6.598%APR. Assumes 5% down payment of
$5750.00. Buyer will have 119 principal, interest, and PMI payments of
$721.17, and 241 payments (no PMI)of $663.81. Rates subject to change
at any time. See a lender for more information. No-Down Payment Loans
also available to qualified buyers. Rates current as of 03/25/08
Wendy Struble
213 N. Black River St
Sparta, WI 54656
366-1999
www.gerrardhoeschler.com
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| 
$1041.11
per month*
901 Sugarberry Blvd, Sparta
$169,500 sale price
3-years old,
1410 sq ft.
3 BRs - 2 Baths
Laminate &
Ceramic Tile floors
2 Decks & 3-car Garage
Open Bright Floorplan
Central Air Full basement
MLS#956147
Appliances included
*Monthly principal,
interest, & PMI payment, does not include taxes and insurance. Payment
based on 30 year loan at 5.875% / 6.371%APR. Assumes 5% down payment of
$8475.00. Buyer will have 119 principal, interest, and PMI payments of
$1041.11, 8 payments of $975.33, and 233 payments (no PMI)of $952.52.
Rates subject to change at any time. See a lender for more information.
No-Down Payment Loans also available to qualified buyers.
Rates current as of 03/24/08
CENTURY 21Gold
Award Homes
Jess Silbaugh
606 West Wisconsin Street
Sparta, WI 54656
366-1566
www.goldawardhomes.com |

$1105.00
per month*
801 Park Place, Sparta
$179,900 sale price
19 years old,
1560 sq ft.
3 BRs - 2.5 Baths
Many updates
in past 7 years
3-car Garage
Paved drive, landscaping
Central Air
Full, finished
basement
Appliances negotiable
*Monthly principal,
interest, & PMI payment, does not include taxes and insurance. Payment
based on 30 year loan at 5.875% / 6.369%APR. Assumes 5% down payment of
$8995.00. Buyer will have 119 principal, interest, and PMI payments of
$1105.00, 8 payments of $1035.18, and 233 payments (no PMI)of $1010.97.
Rates subject to change at any time. See a lender for more information.
No-Down Payment Loans also available to qualified buyers. Rates current
as of 03/24/08
CENTURY 21Gold
Award Homes
Jess Silbaugh
606 West Wisconsin Street
Sparta, WI 54656
366-1566
www.goldawardhomes.com
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|
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$877.32
per month*
1517
Lincoln Ave, Tomah
$139,900 selling
price
New
Construction
2-car attached garage
3BR/1
Bath
Quiet,
comfortable lot
1400
Sq Ft approx
Ranch Home
Neutral
colors throughout
MLS #1501073
*Monthly
principal and interest payment, does not include taxes and insurance.
Payment based on 30 year loan at 6.125% / 6.593%APR. Assumes 5% down payment
of $6995. Buyer will have 119 principal, interest, and PMI payments of
$877.32, and 241 payments (no PMI) of $807.54. Rates are subject to change
at any time. See a lender for more information. No-Down Payment
Loans also available. Rates current as of 04/17/08
Listed
by:
Connie
Mumm
First Choice Realty LLC
607 Superior Avenue
Tomah, WI 54660
www.wifirstchoicerealty.com
Phone: (608)374-SELL(7355)
Email: FirstChoice@WiFirstChoiceRealty.com |
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For
more information on any featured property,
contact
our experienced Loan Officers |
| Let
1st Community Credit Union's Lending Experts
assist
you with a home loan option that fits your needs! |
Sparta
Office (608) 269-8121
|
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West
Salem Office (608) 786-2420
|
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Toll-free 1-888-706-1228 |
We
Do Business in
Accordance
With the
Federal Fair Housing
Law
and the Equal
Credit
Opportunity Act

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