• Flexible Terms
• Great Rates
• Fast Approval
• Extended Warranties available
• GAP Coverage Available
• Life & Disability Coverage available
• Apply Online or stop by for an application

Check out our rates or apply now!

Phone A Loan Officer!

Do you have questions about your next vehicle loan?

Give us a call and a member of our Lending Team will be happy to assist you:

Julie Leis	Barb Burnham	Arnie Rettler	Sue Ahles
(608) 269-8121	(608) 269-8121	(608) 269-8121	(608) 786-2420

If you 've already financed your purchase with a dealer or another financial institution, call us.  If you qualify, we'll help you move your loan to 1st Community Credit Union.  We may be able to lower your monthly payment, giving you more money in your pocket!

Why Get Pre-Approved?

When buying a new vehicle, there are a lot of things to consider.  1st CCU can help with competitive rates, financing, and a hassle-free process.  A pre-approval can save you time later in the buying process.

You can also afford yourself a great deal of flexibility and savings by getting pre-approved for a loan before you shop.  Consider these benefits:

1.  You know how much and what terms you can expect with your loan, eliminating the expense and confusion of dealer financing.

2.  You will not need to sacrifice dealer rebates and/or discounts to get a lower interest rate because your loan is already pre-approved.

3.  You will know how much vehicle you qualify for before you even visit the dealer.

4.  You may be able to avoid having to come up with a large down-payment.

5.  You are able to deal with one issue at a time - the money, then the vehicle.

6.  Getting pre-approved during a reduced-rate loan special may lock in the lower rate for a limited time, giving you a few more weeks to find the vehicle you've been searching for.

What is GAP?

GAP (Guaranteed Asset Protection) is low-cost coverage that pays the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle.  Unfortunately, if your new vehicle is stolen, accidentally damaged beyond repair, or otherwise declared as a total loss, you are still liable to pay the difference, or the "gap", between your insurer's settlement and your loan balance.  That gap will come out of your pocket for a vehicle that, for all practical purposes, no longer exists.

Make sure you fill the GAP!  Ask a 1st CCU loan officer for more information.

Blue Book Value: www.nadaguides.com