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Rake in better rates and rewards

12-month Certificate...4.18% APY*

12-month Jumbo Certificate...4.24% APY

1st Rewards Checking...up to 3.30% APY

Hurry to lock in these great rates now, before they start to fall. *APY=Annual Percentage Yield

Deposit Rates

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Apply within 1st CCU Anywhere

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Digital Wallet Now Available

Tap. Pay. Go. Paying is faster and safer when you add your 1st CCU credit or debit card to digital wallet on your phone or smartwatch.

More About Digital Wallet

Earn an extra $492?

Yes, please!

What if we told you your checking account could pay you up to $492* for doing things you're probably already doing?

Show Me The Money!

Today's Rates

September 2, 2025

*APY=Annual Percentage Yield

New Recreational Loan

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Choose Your Rate

Name	Term	APR as low as*
Auto Loan	72 Months	5.74%
Personal Loan	60 Months	11.40%
Rec Loan	120 Months	8.24%
*APR is Annual Percentage Rate

What's Your Loan Amount?

Name:

Months:
72

APR:
6.75 %

Your monthly payment is only...

$169.92 for 72 months

Our Sparta Remodel Has Begun

What does this mean for you? No worries, it will be "Business as usual". The branch will remain open throughout the remodel with minimal impact to our members. We're here to assist you!

When: Throughout the Summer and Fall. We appreciate your patience during this exciting upgrade.

Why: To improve member service, make better use of outdated spaces within the building, and accommodate future growth.

If you prefer, 1st CCU Anywhere Online & Mobile Banking is also available 24/7 and can handle many of your financial needs.

Annual Sparta Homecoming Tailgate Celebration

Join us on Friday, September 19th for a hotdog lunch to celebrate Sparta's Homecoming! Serving hotdogs, chips, and water or soda from 11:00-2:00. The SHS Marching Band will perform sometime around Noon. Free lunch, accepting donations that will benefit the Sparta co-curricular activities fund. We hope to see you there!

What Our Members Are Saying

1st CCU has been a life-saver in a number of life circumstances. I know I can rely on them when needed. Thank you.
Nancy - Member since 2007

I have been with 1st CCU since the 1980s and have been really satisfied with the service and quality of the people that work there to take care of the members. Thank you.

Christopher - Member since 1982

Over many years of dealing and working with financial institutions, I have never been so impressed by the professionalism. From the beginning of transitioning my accounts to 1st Community Credit Union it has been nothing but awesome. Anyone looking for a financial institution that treats your with professionalism, integrity and respect, 1st Community is for you. I guarantee you will feel like you are the only member.

Robert - member since 2023

Showed us how to set up an online account, print checks, and learn the ropes of our new financial institution, including which accounts to use to get the best bang for our buck! Really has welcomed us to our new hometown. Outstanding customer service!

Bob - member since 2023

Brittany is fantastic to work with, she made me feel at home. Luke is superb at his job, he helped me build my credit score. Angie is phenomenal to work with. Faith in customer service helps to make my life better. I would suggest to anyone looking to build their credit, or apply for loans, to check out 1st Community Credit Union. We really are part of a family here.

Donald - member since 2022

My experience was very pleasant; did not hesitate to answer my questions.

Jonny - member since 2024

"Lauren Tiggelaar was amazing! She helped me through everything and it was easy as cake. Highly recommend her!"

Kobe - member since 2023

Great bank and Great customer support. I called all the Banks in Tomah asking them why I should bank with them? It's simple, they offer more than the rest. This is hands down the best. User friendly. Thank you Luke for helping us with our unique loan questions and solutions.

Albert - member since 2020

I recently completed a refinance on my home with Brittany at 1st CCU. Brittany made the process easy and very timely. She was very informative throughout the process! I definitely recommend Brittany for all your home mortgage needs!

Matt - Member since 2021

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Fall In Love With Our Easy, Breezy Online Applications

Digital Wallet Now Available

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Yes, please!

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